39-year-old retired millionaire: 'Budgets don't work'—do this instead

[Cabbage Patch]

This is from his website regarding his timeline

Timeline:

1979: born in Illinois
1989: became a shareholder of Wrigley stock
1994: started working as a dishwasher
1997: began college at tiny Millikin University, as a Finance major
1999: decided to major in Management Information Systems
2000: started a business developing websites for small businesses
2001: graduated college, moved to Madison, Wisconsin to work at SecurePipe (now Trustwave), started investing in index funds
2002: created the cybersecurity site packetfu.org, publishing articles and research papers
2003: quit my job, and started working at Alliant Energy
2004: became certified as a perimeter and intrusion analyst
2006: started investing in individual stocks
2010: decided to become financially independent by aggressively saving and investing
2012: became a certified Lean Six Sigma Green Belt, created chrisreining.com
2015: promoted to Business/Enterprise Architect; profiled in The New York Times
2016: quit corporate America
2017 to present: started living off investments, and began writing more

Shareholder at 10. Yeah, no. Parents propped him up his whole life, so even when he failed he got bailed out.

 

[Cabbage Patch]

Can you cite and quote the part in the article where he mentions it, please?

You really think he didn't take advantage of networking? That's even more important than being born affluent.

Same goes for spending. It's easy to save when someone else is footing bills. He has his own business and probably expenses everything as business related -- government and corp both paying you to live your life, without the stigma of welfare.

He mentioned nothing about his circumstances growing up pushing him to do better than his parents. That's a common narrative for black millionaires and immigrants.

This kid just wanted to have a million before a certain age. So who is he competing with if it isn't a return to poverty? And how did he get there?

He also came up in the dot com boom, where investors were throwing money at anyone.

At least he's honest about 'have a high salary'.

 

[FLATOP]

These people start with small loans from their parents then give financial advice

 

[King Poetic]

Can I get a story where I see say 100 black men and women with stories like fukk a budget, then I’ll take notice

 

[hatealot]

Shareholder at 10. Yeah, no. Parents propped him up his whole life, so even when he failed he got bailed out.

That is why I posted it, I'm not going to take everything from the man but yea, fukking share/stock holder of WRIGLEYS at 10. But that that early knowledge is important.

 

[Lord_nikon]

Dude probably got a associates degree and was a regional manager making 6 figures at the age of 25 FOH CAC

 

[kaiOogway]

00000000000000000000000000021576

Coli armchair accountants and investors incoming


Sponsored by the municipal bank of Breh & Breh

 

[Silver Surfer]

I wonder how he actually livin now?

 

[CodeBlaMeVi]

You really think he didn't take advantage of networking? That's even more important than being born affluent.

Same goes for spending. It's easy to save when someone else is footing bills. He has his own business and probably expenses everything as business related -- government and corp both paying you to live your life, without the stigma of welfare.

He mentioned nothing about his circumstances growing up pushing him to do better than his parents. That's a common narrative for black millionaires and immigrants.

This kid just wanted to have a million before a certain age. So who is he competing with if it isn't a return to poverty? And how did he get there?

He also came up in the dot com boom, where investors were throwing money at anyone.

At least he's honest about 'have a high salary'.

I know that. I just want to see if he actually disclosed that in the article. That’s all.