there's levels to these convos that nikkas on here aint built for
you always get the push back side ... and the nikkas in the game hoping shyt works and fighting for their life about it
get your money up and you dont have to worry about any of that shyt and
you already lost if you got all your eggs in one basket off rip.
Its no conspiracy that they wanna take your shyt away, you'd be completely ignorant to avoid that reality
when cats say

this percent isnt enough, or that percentage isnt enough! You are just saying you dont have enough money to cover that. With a good advisor alone and 250k you can juggle 14-16k a month. If you own property value is already up 50%... thats not even counting the other baskets you can put your eggs in. If you are just hoping 1 thing works... you already know you are playing with fire. Just keep adding to what you believe in and growing. Certain shyt aint for everyone... if you wanna wait till your 65 then stick with that. If you take financial advice from random people you are always gonna take and hold an L .... nobody knows your situation but you. Most of these retirement predictions are based off you owning nothing and having thousands in debt. You tell me, how much you need to retire when you already own property and have no debt and minimum expenses?