A $20k emergency fund is especially valuable in these times.

Sad Bunny

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$20k :russ:

It would be astounding if people even have $1k stashed away.

Americans are broke as fukk and struggling to a point where it’s not even worth mentioning on a regular basis. And without credit it would be an even crazier disaster. Next year is going to be like a zoo with no workers keeping order.
Many are broke by choice
 
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