A few apps that can help anyone living that paycheck to paycheck life

[hayesc0]

I've used these two for awhile and they help me pay down debt since I can borrow without paying any interest every check. Basically you can borrow $100 in the Earnin app $75 in the Dave app until next payday when you have to pay it back. With the Earnin app it takes about a day after payday when you can borrow the money again on the Dave app 11 days from payday. When you borrow you can agree to tip a small amount for the next person who borrows or you can tip nothing I usually don't leave a tip.

Earnin:
https://play.google.com/store/apps/details?id=com.activehours&hl=en_US
‎Earnin - Get Paid Today

Dave:
https://play.google.com/store/apps/details?id=com.dave&hl=en_US
‎Dave: $75 Before You Get Paid

 

[75 Others]

I haven't heard good things about Earnin

 

[hayesc0]

I haven't heard good things about Earnin

I think they did have some news come out about them a day or so ago. Honestly I been using them since last year and haven't had a single issue. I think the problem comes when people aren't getting a decent steady paycheck and don't realize they have to take the money back on your next check before you can borrow again and that process takes about a day. This is just from my experience though.

 

[75 Others]

II think the problem comes when people aren't getting a decent steady paycheck and don't realize they have to take the money back on your next check before you can borrow again and that process takes about a day

sounds fair

 

[Freedman]

Fall for payday loans in app form brehs

 

[lamont614]

Fall for payday loans in app form brehs

Not as preadotory

Dave is legit
Brigit too used them before when I was struggling

 

[Arcavian]

Increasing debt is not a fix

 

[SmallWars]

Really on here advertising pay day loans?

 

[Gold]

No thx

Sounds like a horrible idea

 

[hayesc0]

Fall for payday loans in app form brehs

It's not a payday loan literally you pay no interest unless you choose to tip lol.

 

[hayesc0]

Really on here advertising pay day loans?

Its not a payday loan but fukk it believe what you want Was legit trying to help people avoid predatory loans.

 

[El Coupeacabra]

Increasing debt is not a fix

Really on here advertising pay day loans?

No thx

Sounds like a horrible idea

When you get paid, and your bills come out and leave you with $0.37 for two weeks...40 to 100 bucks can save your life and you could care less where it comes from.

People being able to do it without a credit check and 900% interest is in fact very useful in those situation.

But y'all prolly 6cert'd up so carry on.

 

[lamont614]

When you get paid, and your bills come out and leave you with $0.37 for two weeks...40 to 100 bucks can save your life and you could care less where it comes from.

People being able to do it without a credit check and 900% interest is in fact very useful in those situation.

But y'all prolly 6cert'd up so carry on.

Facts

 

[hayesc0]

When you get paid, and your bills come out and leave you with $0.37 for two weeks...40 to 100 bucks can save your life and you could care less where it comes from.

People being able to do it without a credit check and 900% interest is in fact very useful in those situation.

But y'all prolly 6cert'd up so carry on.

Yeah over the past year it helped me pay off alot of debt since I have an extra $175 without any intrest and has really improved my finances. It's honestly not predatory at all and I just wanted to help some people out honestly.

 

[Arcavian]

When you get paid, and your bills come out and leave you with $0.37 for two weeks...40 to 100 bucks can save your life and you could care less where it comes from.

People being able to do it without a credit check and 900% interest is in fact very useful in those situation.

But y'all prolly 6cert'd up so carry on.

And now you need extra income to break that debt cycle


Get extra income in the beginning and cut expenses