Almost 40, No Career, 47k in Debt- 'I worked very hard and it didn’t pay off. It feels very unfair'

sosaa

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Wtf you quit for. Never leave a job until you got your next job. Then you take all your PTO days and have a nice lil vacation before you start your new job. shyt I be on USAjobs, Indeed and LinkedIn at work when I’m bored. Just keeping my eye on the streets.

big facts, any bit of downtime and im learning new skills and looking at new positions to jump into.

also he makin 70k a year in delaware, idk what the COL is there but im gonna assume 70k is just fine there.
 

MJ Truth

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That’s not even a deep hole he in.

First, he needs to cut this “unfair” talk out. Life ain’t fair. Good things happen to bad ppl, and bad things happen to good ppl. The situation he’s in is mostly his doing. With that said, with a little hard work and planning, he can get back on track. It’s not too late.

Also, I hope he’s done with schooling. Last thing he needs to do is add more debt
Not to mention there’s nothing really “unfair” about his situation. The pandemic affected everyone in his industry and related ones so that’s not unique. Everything else was simple cause and effect based on his own decisions. He’s way too old to have gone to school for a marketing degree then to start bytching about how he did it the “right way” and it didn’t work out. If a 17 or 18 year old goes to school and picks a relatively worthless degree path and then is upset when they realize they won’t get any real money from it, I feel some sympathy. But he was already mid 30s when he went back to school so he should have known better.

Nobody told him not to save or invest money, no one told him to take loans out in the first place or go into debt, nobody made him have kids. These were his own moves, they just didn’t work out how he would like them to.
 

paperbag

Death to the demoness Allegra Geller
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He messed up with the university of Phoenix or whatever degree, but he makes 70k and lives with his parents, he can knock that debt out easily.

Came home from iraq to the housing crash with what should have been 6 years of good savings and a 0% down VA loan at his disposal and still didn't buy anything in the next 5 years. That's a huge mistake.
 

Grand Cru Boo

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Low key, homey doing better than me and I have an advance degree, live in the most expensive city in the country and have mad fukking debt (plus get paid slightly less). The difference is I’m chilling, not stressed about any of this shyt because at the end of the day, I chose this life. No one to blame but himself for being selfish thinking that anyone owes him anything.
 

the bossman

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nikkas try to tell you "the trap" is drugs but the real "trap" is college:wow:

I know nikkas not old enough to drink a beer and they already owe uncle sam 45k:wow:
Had a 17 year old little cousin who went to an HBCU her freshman year last year. She came out with 40k in debt from just one year of college. shyt is wild
 

BunchePark

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He can still win I didn't read but based on ya comments

If you live with ya mom and you got kids (multiple) stack that cheese and make a way
 
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