***Annual whats your credit score thread***

Thavoiceofthevoiceless

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Seems pretty difficult to get over a certain threshold. I top out at 821, and have bounced between 808 and 821 alternating Month to month for quite a while with no rhyme or reason behind the fluctuation. Same credit utilization every month, haven’t missed a payment in my life, etc.


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I topped out at 774 for months before COVID-19 magically bumped up my score by 21 points.
 
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Robo Squirrel

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470 nikka.:mjlol:
My shyt just dropped 18 points an hour ago :dahell:

I got self @$1,633 loan $150 /month
Lexington Law membership $150. They do all the fighting for you on creditors and other shyt.
My boy swears by it so I bit.:yeshrug:
Experian membership $20

I'm going hard for my credit.:francis:

I just paid off my cc in full last month.
Why the fukk hasn't that showed up on my credit report? Its still saying I owe $ when I dont.:stopitslime:
 

Obreh Winfrey

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470 nikka.:mjlol:
My shyt just dropped 18 points an hour ago :dahell:

I got self @$1,633 loan $150 /month
Lexington Law membership $150. They do all the fighting for you on creditors and other shyt.
My boy swears by it so I bit.:yeshrug:
Experian membership $20

I'm going hard for my credit.:francis:

I just paid off my cc in full last month.
Why the fukk hasn't that showed up on my credit report? Its still saying I owe $ when I dont.:stopitslime:
It will clear when your next statement posts, assuming you don't have a balance when that statement is cut.
 

Human Torch

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I’m knocking on the door of 800. I’m in the 790’s right now. Got some credit cards and college loans to knock out in the next 2-3 years
 

Robo Squirrel

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It will clear when your next statement posts, assuming you don't have a balance when that statement is cut.
Ok coo. Yeah I believe it's on the 21st or some shyt. My shyt should shoot up 100 points!:mjpls:

I had a capital one card @ $200
Will they issue me another one or am I shyt out of luck?:russ:
 

Robo Squirrel

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Capital One dont fukk around..nikka you midas well get A CREDIT ONE CARD
:mjlol::mjlol::mjlol::mjlol:
bytch ass nias man. I want another 1!:stopitslime:

So credit one huh? Any other ones? YouTube said I should have as many cc as I can get. Even though it might sound counterintuitive.:mjlol:
 
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