Any Mortgage Underwriters here?

[Suleiman Bey]

??

 

[↓R↑LYB]

??

I was an underwriter for 4 years, what's good beeh

 

[Family Man]

They keep the underwriters hidden for good reasons.

 

[Charlie Hustle]

When you receive a mortgage package, what are some factors that make for a easy and quick approval.

 

[Coli Bot]

I'm an advisor


Last 3 months payslips or tax docs if your self employed which show you earn as much as stated in your app, certified ID.

 

[Charlie Hustle]

I'm an advisor


Last 3 months payslips or tax docs if your self employed which show you earn as much as stated in your app, certified ID.

Have the basics together then


I was just interested in the underwriters end of the process because of stories I've heard about closings being delayed

 

[Coli Bot]

Have the basics together then


I was just interested in the underwriters end of the process because of stories I've heard about closings being delayed

Yeah the basics man.

What tends to delay things is numbers not adding up or being different from the app then we gotta go back to the client for clarification on things then it takes another few days to be assessed coz they're mad busy.

If the overall package is nice with all the info you should get a decision fairly quick.