Anyone use online savings accounts on here?

[the cac mamba]

im seeing that they give you 1.8% a year. i wanna see a little off my money while keeping it liquid and not giving it to some fukkin banking criminal to 'lose', etc

good idea? any good banks?

 

[OfTheCross]

im seeing that they give you 1.8% a year. i wanna see a little off my money while keeping it liquid and not giving it to some fukkin banking criminal to 'lose', etc

good idea? any good banks?

1.8% ain't shyt if you don't got 7 figures or close to it.

If so, go for it.

 

[Ol’Otis]

I see something like this with Fidelity

Ima check it out

 

[the cac mamba]

1.8% ain't shyt if you don't got 7 figures or close to it.

If so, go for it.

if u put a hundred grand in, it would make you 150 bucks a month, free cable and phone bill for me, not tied up in investing/CD/etc

this isnt a massive investment thread, im just curious if i should trust one of these

 

[OfTheCross]

if u put a hundred grand in, it would make you 150 bucks a month, free cable and phone bill for me, not tied up in investing/CD/etc

this isnt a massive investment thread, im just curious if i should trust one of these

Ah, you should. They're fine. I got a bunch of money in Ally. But there are plenty of others

 

[YaFingerDealMe]

You looked into acorns?

 

[Silkk]

I got one with Ally & Discover just as backups

bytches take a long ass time with them withdrawals though

 

[MasterOfAllHeSurveyz]

I have a Simple.com account to get over the PayPal withdrawal limits. I just started the application process for e-residency in Estonia about 2½ weeks ago.

 

[Obreh Winfrey]

I keep the money I don't plan on touching in an Ally savings account. I have it linked with my main bank and must transfer over what I need for the month. I find that initiating the transfer from my main account's website can get me the money either that day or the next business day while doing it from Ally could take a few days. Rates have been rising so I'm trying to keep as much in there as I can before the economy takes a turn and they roll back their rates. Interest accrues daily so you can make a couple bucks a month off of a small balance. My first dividend payout was more than I ever got with my main bank and I only had like 600 bucks in there.

 

[winb83]

I got one with Ally & Discover just as backups

bytches take a long ass time with them withdrawals though

I saved up $10,000 I will put in Ally cause it's just sitting in a checking account and I got one with Discover but they take almost a week and a half to move funds. Hope Ally is faster.

 

[Silkk]

I saved up $10,000 I will put in Ally cause it's just sitting in a checking account and I got one with Discover but they take almost a week and a half to move funds. Hope Ally is faster.

Ally takes the same, I pulled from both my accounts on a Friday and didn't get either until the following Thursday

Even though discover is only supposed to take one business day

 

[winb83]

Ally takes the same, I pulled from both my accounts on a Friday and didn't get either until the following Thursday

Even though discover is only supposed to take one business day

I might just move it to my Discover then. The point of liquid cash is to be able to spend it if you need and they play around delaying when you can get access.

 

[Silkk]

I might just move it to my Discover then. The point of liquid cash is to be able to spend it if you need and they play around delaying when you can get access.

Yeah, that's why i'm about to try to keep an emergency $1,000 in cash around my crib or something just in case. These banks be fukking up at the WORST possible times.

 

[sayyestothis]

Breh they fdic banks.

There's no conspiracy. They pay a bit more bc they have no overhead.

 

[GunRanger]

I use ally. Never had a problem and great rates.

I saved up $10,000 I will put in Ally cause it's just sitting in a checking account and I got one with Discover but they take almost a week and a half to move funds. Hope Ally is faster.

Ally is faster. I get my money in days transferring to my chase account