SleezyBigSlim
Banned
fukk being a slave to a credit score.
Are you keeping your credit utilization under 30%? Do you have a CC sir? Why don't you have a CC sir
- Thread starter Robo Squirrel
- Start date
#facts
But you live in America yes?
White City Black
Ol’ Basquiat head ass
for the threadAdding on...I’m at 62% but that should be down by tomorrow since I paid off a card in full.
That being said, I’m like Vanessa Williams cause a Brotha “got work to dooooooo!!”
Adding on...I’m at 62% but that should be down by tomorrow since I paid off a card in full.
That being said, I’m like Vanessa Williams cause a Brotha “got work to dooooooo!!”
Have a great day sir.
I'm nobody. Just doing my part to see brothers with good credit.
WaveMolecules
Superstar
806 credit score.
Ive been over 800 for a year now.
Got my credit usage to 2-3% during the pandenic.
I use my cash back cc like a damn debit card now. I will literally throw a fit if I cant use my cc.
I only have my student loans. Its a great feeling making $120K with no car note, no credit card debt, & no baby mama. Im back in the gym heavy too.
Now Im on my Kevin Samuels transformation.
And Im still trying to improve myself. Hopefully I can find a sista that is worthy.
got my utilization down to 29, aiming for 8%.
What’s a good cash back card? I’m at like 735 score
If you don't know what utilization is it's about how much you use your card.
Last edited:
WaveMolecules
Superstar
If you don't know what utilization it is about how much you use your card.
fukk a dap 
Answer the question
Why do you have to hurt my feelings like that good sir?
Honestly idk.
I signed up for my 2nd card and they charged me $112 when I DID NOT EVEN USE THE MOTHER fukkER.
FOR NO REASON!
This is fukking crazy! I can't believe it!
I'm not the one to ask.
SleezyBigSlim
Banned
Yep and stacking your paper up 1st is better. With high income and or net worth you can leverage credit better. A 800 score ain't doing you too many favors if you only got like a 25k salary. You still dont need no credit cards with such little income.
Koapa
Superstar
I have two Capital One cash back cards. Its 1.5% cash back. Both cards has no annual fees. Check them out.
Koapa
Superstar
Yes get your utilization down below 6% at least. That should be your number one financial objective. Get out of debt.
Jaylen Tatum
Veteran
I already had self I got the credit card and kept my utilization at 16%
Did you do what I recommended?