Are you keeping your credit utilization under 30%? Do you have a CC sir? Why don't you have a CC sir

[Robo Squirrel]

 

[CodeBlaMeVi]

Why do you want to know?

 

[UberEatsDriver]

My utilization rate is like 5%

 

[JackRoss]

Chime. But I'm sure when I try to get some shyt they will dismiss it. fukk em

 

[CobaltBlue]

Keep that shyt 9% or less... and the material world open up like an oyster

 

[Paper Boi]

i do now.

i paid off all my credit card debt over the pandemic.

shyt feels good.

 

[Robo Squirrel]

My utilization rate is like 5%

You are under using your credit sir.

 

[Robo Squirrel]

I pay my shyt in full EVERYTIME.


#payattention

 

[UberEatsDriver]

You are under using your credit sir.

Good

 

[The Radiant One]

Only use it like a debit. Honestly I’d you use a credit card it should be a rewards card

 

[Robo Squirrel]

Good

Not good.

 

[mannyrs13]

Just signed up for 2 more cards to increase my utilization rate.

 

[MJ Truth]

My utilization like 120%.

 

[Robo Squirrel]

My utilization like 120%.

As long as you pay on time. But I know they look at it. Idk

 

[MJ Truth]

As long as you pay on time. But I think they look at it. Idk

Nah breh, my credit all kinds of fukked up, I’m gonna repair it though.