This article that was posted in Higher Learning is an excellent breakdown of everything the OP is arguing. It’s a long-read, but both you and the author are making the same point.
- Who Actually Gets to Create Black Pop Culture? ❧ Current Affairs
- Who Actually Gets to Create Black Pop Culture? ❧ Current Affairs

and
towards the Latinx term being use on them the push to use that term seem to be coming from college educated types so the middle/upper class types