Bout to cop a new whip this weekend...

winb83

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lots of people define affording it as being able to make the monthly payments. they've sold us this monthly payment thing so well that we just accept it. the thing is if you could afford the note you could also afford to save up for it and buy it outright and pay thousands less for it. it would just take more self discipline.

we've become a society of short term thinkers. if you walk up to a person and say i'll sell you a car for $30,000 or you could pay $35,000 for the same car how many people will say i'll pay $35,000 for that car? the answer these days is most people would cause they could break that $35,000 down to monthly payments and get the instant gratification of having the car (that they really don't own yet) now.

when we're 60 or older and we look back at our lives and see all the finance charges and interest we paid for the ease of monthly payments it'll probably add up to 10s of thousands if not hundreds of thousands of dollars over the cost of our lives.

Warren Buffett a billionaire was driving a $40K Lincoln Towncar all i'm saying is the car doesn't mean much not that if i was a millionaire i'd do x.
 

↓R↑LYB

I trained Sheng Long and Shonuff
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lots of people define affording it as being able to make the monthly payments. they've sold us this monthly payment thing so well that we just accept it. the thing is if you could afford the note you could also afford to save up for it and buy it outright and pay thousands less for it. it would just take more self discipline.

we've become a society of short term thinkers. if you walk up to a person and say i'll sell you a car for $30,000 or you could pay $35,000 for the same car how many people will say i'll pay $35,000 for that car? the answer these days is most people would cause they could break that $35,000 down to monthly payments and get the instant gratification of having the car (that they really don't own yet) now.

when we're 60 or older and we look back at our lives and see all the finance charges and interest we paid for the ease of monthly payments it'll probably add up to 10s of thousands if not hundreds of thousands of dollars over the cost of our lives.

Warren Buffett a billionaire was driving a $40K Lincoln Towncar all i'm saying is the car doesn't mean much not that if i was a millionaire i'd do x.

Breh, You're using an extreme example with warren to prove your case. For every one warren buffet there's 100 billionaires balling the fukk out with a collection of buggatis.

fukk old ass buffet, I'm trying to be like this nikka

keffiyehthrowingcash.gif


When I'm 60, I'll be more concerned about my Viagra running out than how much I spent on interest during my life. Im still in my 20s Breh. I'm trying to ride around the city with the top down, a bad bytch in the passenger seat, and MMG Untouchable blasting in the whip. #YOLO
 

winb83

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Breh, You're using an extreme example with warren to prove your case. For every one warren buffet there's 100 billionaires balling the fukk out with a collection of buggatis.

fukk old ass buffet, I'm trying to be like this nikka

keffiyehthrowingcash.gif


When I'm 60, I'll be more concerned about my Viagra running out than how much I spent on interest during my life. Im still in my 20s Breh. I'm trying to ride around the city with the top down, a bad bytch in the passenger seat, and MMG Untouchable blasting in the whip. #YOLO
if you start in your 20s you can retire a millionaire. i'm in my late 20s now and i wish i was capitalizing on shyt like compound interest and investments back in my early 20s. i had no idea about that shyt back then.

you don't wanna be 60 working a low paying job at a retail store cause you can't really afford to stop working. trust me its depressing being bossed around by a 20 something fresh out of college store managers cause in my early 20s i watched it happen to old guys who worked their whole lives and couldn't afford to retire.
 
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