i'm gonna drive my beater till it falls apart. these things are bad investments, you pay a high amount of money to basically destroy it over a period of time. i could maybe see taking a minor note and paying it off quickly like in say a year. from now on if i can't have the note paid off in a year its a no go and that's if i ever took a note out again.
if the beater starts having issues i'll dump it and switch to a different beater but to me a car is just a way to get from point a to b. i could have a million dollars in the bank and drive a beater and still be a millionaire i could drive a Benz and live pay check to paycheck and still be broke. the car is really irrelevant.
Breh, I doubt anyone buys a whip, especially a luxury whip as an investment. Everyone knows it's a depreciating asset. If your money is right, and you can afford it, why not. If you can't afford the note, then get a cash car and keep it moving.
It's always hilarious hearing nikkas say "If I was a millionaire, I wouldn't still do X." You don't know what you'd do if you had a million bucks sitting in the bank. That type of money changes your thinking, especially if you ain't used to shyt. shyt, 5% interest alone is 50k a year. You could buy T/S whip every year and not even touch the mil in the bank.