Brehs, my car was stolen with the keys inside. Am I covered? :lupe:

[R.U.L.E.]

My dumbass left the keys in the car to go grab a shovel on Christmas Eve and when I came back my whip was gone. Literally came onto my drive way and took the shyt.

I keep reading different answers that comprehensive covers a stolen vehicle even if keys are left unless the insurance company thinks you purposefully had the car stolen. But other sites say it’s not covered.

thoughts brehs?

 

[Dangyo]

 

[Deman]

u better lie dumb as hell

 

[NoMorePie]

fukking dumbass

 

[Typical Knicks Fan]

Check with your insurance company. They have the final say. People leave their car running all the time and it ends up stolen. I don't see why your situation is different.

 

[Afrodroid]

My dumbass left the keys in the car to go grab a shovel on Christmas Eve and when I came back my whip was gone. Literally came onto my drive way and took the shyt.

I keep reading different answers that comprehensive covers a stolen vehicle even if keys are left unless the insurance company thinks you purposefully had the car stolen. But other sites say it’s not covered.

thoughts brehs?

 

[L. Deezy]

Damn...

I had my car stolen at a gas station years ago with keys in it. It was covered. But this was about 10yrs ago

 

[Gotright]

U good

 

[Wildhundreds]

Not in this climate breh..

 

[hatealot]

Context, I'm a insurance adjuster.

They gonna first take a statement from you.
Confirm of facts of loss.
Comp coverage covers theft.
They most likely going to have the special investigation rep look into your vehicle and claim history to see if there is any history or foul play.
They gonna ask for a bunch of records, phone records, and look into your financial records to see if you have any red flags to see if you have a motive to file a fraudulent claim for a pay out.
Once that's completed they gonna set it up for a total loss.

Did you file a police report? If not, do so now.

They then gonna work with the police officer to try to locate your vehicle .

 

[SheWantTheD]

How is that possible? Where do you live? Someone watching your ass.

thank god I can take my key fob outside of the car while it’s running

 

[GoAggieGo.]

Yea, you should be good.

 

[AQz]

I think if you have comprehensive you’ll be good. I also hope if you use the same insurance company as me they drop you for being dumb.

 

[DAT NICCA KELSO]

I did see a bunch of Ja Rule cds in the middle of the streets the other day

 

[™BlackPearl The Empress™]

My dumbass left the keys in the car to go grab a shovel on Christmas Eve and when I came back my whip was gone. Literally came onto my drive way and took the shyt.

I keep reading different answers that comprehensive covers a stolen vehicle even if keys are left unless the insurance company thinks you purposefully had the car stolen. But other sites say it’s not covered.

thoughts brehs?

Don't tell them you left the keys in the car