YoungMoneyCashMoneyBoy
Superstar
Fight the lawsuit and request a jury trial. The average American is in the same boat as you and won't award the creditor a penny...if your credit is shyt, you must acquit
Brehs With Bad Credit
- Thread starter MJ Truth
- Start date
PaperEnterprise
It's the inner strength..
Bruh thats total bullshyt. They do that and told me the same thing.
My roommate never paid the last bill for con edison and i found out once it was in collections...i tried to pay the collection agency, they said they cant give me anything in writing that i paid it off and on my report it will show that i was in collections...i told them that they were of no help and ima leave my account in collections...
Went to con edison, told them i have a balance from 2014, they took the payment and gave me a reciept. Next month it disappeared of my report.
Collection agencies are bumch of lying fukks
Update 2022: credit over 800. I started fixing my credit in 2016…I was around 480 lol. Only debts today are student loans and a car note. Feels great
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Make sure you're not living above your means.
Save as much as possible
Be patient
Save as much as possible
Be patient
Even though I know everyone on the Coli has an 800+ credit score along with $500,000 plus in the bank and investments, how do the brehs who have bad or trash or no credit navigate out here? How do you maneuver around in this system that's based highly on having a decent credit score, particularly for those who don't make a lot of money.
Asking for a friend.
and its about to get worse with the new Super FICO scores coming....you will need money in the bank. they are about to make obtaining/maintaining good credit harder. PM me tho if you need advise.
bennyfein
Banned
Pay your bills on time
BaileyPark31
Love, Peace, Health, and Wealth
Even though I know everyone on the Coli has an 800+ credit score along with $500,000 plus in the bank and investments, how do the brehs who have bad or trash or no credit navigate out here? How do you maneuver around in this system that's based highly on having a decent credit score, particularly for those who don't make a lot of money.
Asking for a friend.
Try creditboards.com
They have some good advice on there.
Secure Da Bag
Veteran
Pay off as many delinquent bills as you can to the companies you owe them to.
Get a secure credit card, put and/or have no more than $200 of expenses on the card and pay it off monthly on time, no exceptions. Do this for a year or two.
That's basically how my credit score went up.
Get a secure credit card, put and/or have no more than $200 of expenses on the card and pay it off monthly on time, no exceptions. Do this for a year or two.
That's basically how my credit score went up.
Mike Nasty
Veteran
There's was video on YouTube, I think it was posted on here, by a guy who used to work for a collection agency. where he says if they've already sold your debt to a collection agency then don't pay on it. If you do it will reset and your are now liable to the credit agency.
Elim Garak
Veteran
Its difficult but not impossible. What exactly are you trying to accomplish at the moment?Even though I know everyone on the Coli has an 800+ credit score along with $500,000 plus in the bank and investments, how do the brehs who have bad or trash or no credit navigate out here? How do you maneuver around in this system that's based highly on having a decent credit score, particularly for those who don't make a lot of money.
Asking for a friend.
Keep paying what you’re already paying. Make arrangements for things in collections that you’re not paying yet. Find a low(as low as you qualify for) credit account that you can use regularly and maintain paying off on a regular occurrence. One thing people fail to realize about credit is that it’s not just paying what you owe that’s taken into account, but also being able to maintain an active credit account as well.
Wh
Im not getting a wage garnishment.
Fight the lawsuit and request a jury trial. The average American is in the same boat as you and won't award the creditor a penny...if your credit is shyt, you must acquit
Im not getting a wage garnishment.
CarbonBraddock
You will be trolled
literally just told how to get rid of collections for goddamn free and no one responds to it or even daps the post. dudes talkin bout pay the shyt off when you can fill out an online form and potentially get it taken off without spending a dime. but do ya'll though.
Asking for a friend.
Having a dad with money
I'm really lucky, but, fukk it up at times.