Hun you’ve got the patience of Gandhi if you still haven’t bought a house since U created this thread. Fucck that3814 Saxonbury Way Charlotte NC, Wellington - MLS 3728537
$220,000
Gorgeous neighborhood!
Was under contract after being on the market for 3 fukkin hours.
I went grocery shopping, came back and couldn’t even get a tour.
They buying these houses without even looking at em!!!
Buying a Home is a Headache
- Thread starter ⠝⠕⠏⠑
- Start date
LMAO! I’m not really high maintenance about anything. But I’m very particular about my dream home. Plus I’m not a full-time caretaker so I gotta lot to consider. I’m just gonna renew my lease and wait for a bit.
Working through the NACA process now as well. I’m pre-approved for $300000 through one company, but the no down payment and no PMI that NACA offers is attractive.
So Im going to get NACA approved as well. Plus I think they go up to $400000....and so I can get more house for less money.
Currently I renewed my lease at my apartment and I’ll just break it when I find a house I like.
Anybody gone through NACA?
If I can keep my money in savings, that would be great!
So Im going to get NACA approved as well. Plus I think they go up to $400000....and so I can get more house for less money.Currently I renewed my lease at my apartment and I’ll just break it when I find a house I like.
Anybody gone through NACA?
If I can keep my money in savings, that would be great!
Thread was created in January, if you thought it was a headache then it must be full blown nightmare now
the bossman
Superstar
Market is red hot so if you're going the Naca route you are going to need a lot of patience. But you made this thread back in January soWorking through the NACA process now as well. I’m pre-approved for $300000 through one company, but the no down payment and no PMI that NACA offers is attractive.
Currently I renewed my lease at my apartment and I’ll just break it when I find a house I like.
Anybody gone through NACA?
You gonna be dealing with majority of sellers who either are not familiar with the program or even once they understand it still won't have the patience to deal with NACA requirements like the 45 day escrow, when they have other offers coming in hours over asking price with cash in hand. It is a great program but in today's climate it's tough
Cash + close quick
NACA
Carolina Slim
Superstar
We dealing with this right now. We ate good when we sold our house, and we were comfortable living in an apartment until we got what we wanted. Our realtor (my homie) had kept it funky with us; he told us selling our place wouldn't be a problem. It was going to be finding the new crib that would require some patience. So far we've bid on two houses and lost both times because people went way above asking price. We had put in a bid on one last week, but the seller was concerned about what we would do if the house appraised for less than what they were asking. We had indicated we would need to have a conversation about that; we had already offered 10k above asking price. They wound up selling to an investor, which they had said they didn't want to do. 
It is crazy out here. But we're on the list for new construction in different areas, so right now we're just sitting tight and waiting. I'd rather do the new construction that get into a bidding war with these thirsty people.
It is crazy out here. But we're on the list for new construction in different areas, so right now we're just sitting tight and waiting. I'd rather do the new construction that get into a bidding war with these thirsty people.
Art Barr
INVADING SOHH CHAMPION
Ah damn.
This cacalac shyt.
I’m listening
She better.
You don't make no high ticket item purchase.
For no huff shyt ever.
Art Barr
@Orange cream shakeThey are doing my HVAC then plumbing then electricity over the next few weeks
Art Barr
INVADING SOHH CHAMPION
They are doing my HVAC then plumbing then electricity over the next few weeks
Get radiator heat breh.
fukk that hvac shyt.
shyt fake heat than a motherfukker.
Art Barr
My preconstruction meeting in a couple weeks. I can’t wait
I got qualified with naca. Because I make more than the median income I was considered non priority and couldn’t move where I wanted to. I went through three realtors and gave up. I applied traditional and waiting on my conventional commitment letter now. The program is great but where I live naca was trying to have me either in the country with a bunch of racist or the hood in bad school districts. Also I have low debt so I got approved for 50k more with my current lender than what naca qualified me for and the interest rate they gave me on my loan docs is less than what non priority is getting with naca so it’s a no brainer. I’m blessed because I can pay closing cost but naca left a bad taste in my mouth. I would say keep your preapproval that you have now and present it with your offers and then present your contract to naca because sellers aren’t messing with them. There are some builders that don’t mess with them either.Working through the NACA process now as well. I’m pre-approved for $300000 through one company, but the no down payment and no PMI that NACA offers is attractive.
Currently I renewed my lease at my apartment and I’ll just break it when I find a house I like.
Anybody gone through NACA?
Congrats!!!My preconstruction meeting in a couple weeks. I can’t wait
I’m approved for a $300K mortgage but I can’t find a damn house that I like. I’m on a bunch of waiting list.
Yall have no idea how good you have it in the US. Canada is pretty difficult for most as the home prices are high but the qualifying process is stringent in the sense that you have to qualify at a qualifying rate of 5.3% even though the rate is well below 2%. We have a tonne of rules that are just retarded.
Folk posting detached houses for $300K. That wouldn't even get you a 1 bedroom condo in a city like Toronto. Townhouses are $1M+ here. Detatched, well over $1M.
Folk posting detached houses for $300K. That wouldn't even get you a 1 bedroom condo in a city like Toronto. Townhouses are $1M+ here. Detatched, well over $1M.