Cash or credit

[Amy Traphouse]

Look. I already knew where this is going. you're going to call me all this foul shyt and honestly, I don't want to argue with people I don't know about choices I've made in my life.

Please respect my decision. I respect your decision to keep your money in banks. so respect my decision to deal in all cash and be low key financially.



I'm sure you skipped right by this exchange because if you viewed all my comments on this topic you'd see I am in the process of getting a bank account at a credit union.

@The Grendel, see breh, I'm trying man. I really am.

@Amy Traphouse @Cammatic come on let's respect the brother's choices . he respects yours.

I wasn't asking for an argument, I simply asked are you paying to cash your check when there are options so you don't have to do so.

Not sure what type of interactions you're used to on this site but I'm not calling you any type of foul shyt unless you do the same to me breh.

 

[GrindtooFilthy]

H

I only use cash. I don't do bank accounts either. I've dated girls who work at banks. they always told me to not have a bank account and to cash my checks.

How you cash your checks then?

 

[GrindtooFilthy]

Try a credit union at least.

What's the difference?

 

[Neuromancer]

I wasn't asking for an argument, I simply asked are you paying to cash your check when there are options so you don't have to do so.

Not sure what type of interactions you're used to on this site but I'm not calling you any type of foul shyt unless you do the same to me breh.

In my cousins defense people have talked shyt about his child unprovoked on here. It's really nasty.

 

[Fillerguy]

I only use cash. I don't do bank accounts either. I've dated girls who work at banks. they always told me to not have a bank account and to cash my checks.

Some of the dumbest shyt I've ever heard. I used to work at a bank. The only people who shouldn't have bank accounts are people who lack the mental ability to maintain one and career criminals. They were clowning you.

 

[Taco]

What's the difference?

It's a very vague answer but: "Credit Unions are not-for-profit financial cooperatives, whose earnings are paid back to members in the form of higher savings rates and lower loan rates. Banks are for-profit corporations, with declared earnings paid to stockholders only."

Look into it for more specifics.

 

[Amy Traphouse]

In my cousins defense people have talked shyt about his child unprovoked on here. It's really nasty.

I'm not on here enough to see that nor do i follow his posting history.

What i can do is offer solutions to get him right.

 

[Grano-Grano]

I understand. Some employers do credit checks before hiring. There is no right or wrong way to do something like this. Do you. If it works for you

For real? What industries?

 

[Neuromancer]

I'm not on here enough to see that nor do i follow his posting history.

What i can do is offer solutions to get him right.

K.

 

[666 ReVeNGe 666]

About everything with my credit card and then pay it off before the end of the month and I get basically free money due to my cash back points

 

[Rawtid]

I prefer cash and credit should be used wisely while you're building wealth. When I first started getting into Dave Ramsey I became anti-credit but through life experiences I've learned that's not completely feasible.

 

[Oceanicpuppy]

For real? What industries?

Many industries. They check your credit report to see how responsible you are. A person with good standing would be favored.

 

[Grano-Grano]

Many industries. They check your credit report to see how responsible you are. A person with good standing would be favored.

I'm fukked brah. I'm about to graduate undergraduate this year and my credit isn't too great. shyt

 

[Hope]

I only use cash. I don't do bank accounts either. I've dated girls who work at banks. they always told me to not have a bank account and to cash my checks.

i heard shyt about this bout but not really sure who is right. Based on how much I earned, the bank account is the best option, but I wish i could do things differently.

 

[SeveroDrgnfli]

In my cousins defense people have talked shyt about his child unprovoked on here. It's really nasty.

For the record I don't have any kids. I was a nanny for a decade. I've helped raise dozens of kids. I consider all of them my kids. people don't listen, created some lie, and ran with it.

I dated a girl with two kids for years. I didn't father any of those kids, but I love them like I did. I taught them to read and walk. I was the third parent.

I've said this a lot on here, but people love to gossip so I just let them.

They said I was projecting myself onto a child who was expressing himself that way before I met him, that is outrageous. lol that's why I was outraged. if anything, he influenced me to drop the macho shyt. before I met him I was a sterotypical soccer player.

I didn't start wrapping my hair until after I stopped being a nanny. my kids never saw me with my hair wrapped.

I also had MY OWN BUSINESS FOR ALMOST TEN YEARS. I bought a 30k dollar car, had two empoyees, and rented two apartments. I really don't need advice from someone who's generated and managed less wealth than me. I also have power of attorney for a large estate. and I talk to my lawyers regularly about wealth management.

I worked for a public accountant and even she told me to use all cash and appear poor on paper. I also refuse to own a home or use credit. property tax in California is expensive. and credit and loans are a great way to get stuck working a job to pay bills.

I work my job because I love it. it paying the three bills I have is a perk. I don't Iike being tied down. I own my car. I have just under 3 grand debt. I'm almost 30. trust me I'm good.