Coli adults I applied for a loan

[Rozay Oro]

I wanted to do a bit over a thousand to cover some expenses and jumpstart my career as an online freelancer/entrepreneur. The minimum is 3000.
The bank associate who walked me through it was a cool breh and explained everything.

Hopefully it gets approved. I just want hear some wisdom from y'all.

 

[Sad Bunny]

Wisdom from me: don't get a loan. Work hard and save money.

Or...pay that shyt off asap

Debt = slavery.

 

[Obreh Winfrey]

Pay more than the minimum, don't pay late.

 

[fckyoupayme]

Pay more than the minimum, don't pay late.

When you pay more than the minimum, make sure it’s applied to the principal and not the interest

 

[Luke Cage]

I would literally pay you thousand dollars to rake up all these fukking leaves. i fukking hate this time of year for yard work. took me like 3 hours a couple weeks ago and now it's even more buried.

 

[KENNY DA COOKER]

What was your credit score when you applied?

And did you have to put down any collateral?

 

[Tunez]

Wisdom from me: don't get a loan. Work hard and save money.

Or...pay that shyt off asap

Debt = slavery.

100% co sign

 

[Toe Jay Simpson]

A loan is not officially late in terms of credit reporting until 30 days

 

[Tunez]

I would literally pay you thousand dollars to rake up all these fukking leaves. i fukking hate this time of year for yard work. took me like 3 hours a couple weeks ago and now it's even more buried.

Location?

 

[S.W.A.G.]

What was the interest rate?

My opinion is depending on the amount, would've been better to get a 0% transfer option on a credit card with money out...it's a lot more flexible and allows you to only pay the minimum amount each month rather than a full repayment / term of the loan which is a lot higher - imagine you're using the funds for an investment of sorts - long term: it's the best financial solution...

Every use case is different tho...make sure you keep up with the repayments - that credit score hit :/

 

[⠀X ⠀]

What exactly will you use this money for? And are you sure that you can pay it off on time?

 

[Luke Cage]

Location?

Youngstown

 

[Unknown Poster]

Wisdom from me: don't get a loan. Work hard and save money.

Or...pay that shyt off asap

Debt = slavery.

This.

These banks arent tryna give black folks loans anyways.

 

[Clayton Endicott]

I would literally pay you thousand dollars to rake up all these fukking leaves. i fukking hate this time of year for yard work. took me like 3 hours a couple weeks ago and now it's even more buried.

Get a 3 in 1 leaf blower breh. It's a game changer

 

[1 other person]

No offense, but you needed to get a loan for only 3k? Doesnt seem worth the loan process. Why not just get some credit cards if you are looking at borrowing money that you dont immediatley have?