Coli adults I applied for a loan

[BlackDiBiase]

thats low even to venture into e-commerce, get the 3000 you will pay it all back thats not a problem and got your lum sum boost to really do it.

i assumed with monthly net connection, coli heavy posters bank was more solid. anyway go ahead you plan to flip, so count it as a business grant and implement the finances true to your words/post.

 

[BlackDiBiase]

Web developer and designer for now

you better off branching this offline.

you can get a website developed for you for 40 dollars, with hosting.

you dont need a loan you need a business card, travel pass and target mom and pop stores and novices who dont have any ecommerce experience.

if there online already they dont need you, and can get it done for 40 dollars.

 

[Rozay Oro]

you better off branching this offline.

you can get a website developed for you for 40 dollars, with hosting.

you dont need a loan you need a business card, travel pass and target mom and pop stores and novices who dont have any ecommerce experience.

if there online already they dont need you, and can get it done for 40 dollars.

I actually got a good game plan on pricing. That's way too low. You're def right on the rest

 

[BlackDiBiase]

OP dont let them stare you off, get the loan 3k it.

its just web developing is now franchised, i can get a sweet website with hosting self-designed on soo many dope hosts for like 40 dollars.

site that shoul cost 500-750 are being made for 25/40.

i would get the loan and register paperwork and purchase equipment, other wise you'll just be fading your revenue now on things you cant even remember. once your loan hits be true to your words and goal. you have made a cosmic oath lol, the gods take that seriously. good luck

 

[Monsanto]

Do you even know coding?

Or are you still trying to start on something.

I'm going to be one of the few real ones in here.

You don't need the loan because you will borrow money for something you have zero plans for. The money is going to be spent on everything but an actual plan.

You need focus and a work ethic. 200 bucks starts up a registered company.

Do you know the state laws for taxes?

Input vs output?

Target market?

Employing loss leading for client base?

I'll tell you your answer.

No.

Go to the library and sort what you want to do with your life. Don't be smitten by every shiny toy you see.

 

[Creepn]

I wanted way less but that's the bank's minimum. He said I can use what I need and the rest can be used towards paying back. I just need to pay some few things and figure out if I need a DBA or LLC. I honest didn't even want a thousand but figured that would be a good small cushion just in case.

Getting LLC cost money up to a thousand depending where you live. I would just get the DBA and spend the rest on what you need. If your business hits off, you can always upgrade to an llc.

 

[Geek Nasty]

I would literally pay you thousand dollars to rake up all these fukking leaves. i fukking hate this time of year for yard work. took me like 3 hours a couple weeks ago and now it's even more buried.

Use a leaf blower and blow it into the middle of your yard. Mow once in mulch mode to grind up the leaves. Mow again to bag it all.

 

[Geek Nasty]

Banks hate servicing microloans. There was a good story about this years back, banks would rrather give out one $100,000 loan then give out 1000 $1,000 loans. That’s why payday loans exist.

remember in the story there’s a federal law the banks have to service the local community and someone sued their local banks to force them to give out micro loans. The stupid thing is the bank started making money off them after all that hate. long time ago when I first bought my house I wanted to get a small loan for furniture and the bank wouldn’t even talk to me about it they told me to use a credit card

 

[cyndaquil]

This.

These banks arent tryna give black folks loans anyways.

If you don't apply in person they don't know you're black

Unless your name is Kentrel

 

[Rozay Oro]

Getting LLC cost money up to a thousand depending where you live. I would just get the DBA and spend the rest on what you need. If your business hits off, you can always upgrade to an llc.

Thank you

 

[feelosofer]

Probably would have made more sense to just get a credit card or two and split it across that.