Coli financial experts.... car question?

[Family Lives Matter]

You don't need a financial expert you need somebody who isn't retarded to answer this

 

[DatNkkaCutty]

You don't need a financial expert you need somebody who isn't retarded to answer this

 

[JordanwiththeWiz]

You not getting to 150k without major issues. My parents had a 2016 Durango. Seats, Radio, interior trim were falling apart within 3 years. They had to replace alternators, master cylinders, calipers all under 100k.

ex had a Chrysler 200. Same shyt, electrical issues, interior falling apart

meanwhile most of that shyt is original on my nearly 15 year old acura

I had the same issues with my 300 and Charger. My Charger was brand new too. One time the alternator went out and I had get towed to the dealership. It sat up there for 6 months. They gave a loaner one of them trash ass Jeep Patriots. That’s when I vowed to never buy a FCA vehicle ever again. Fiat just got too many quality control issues.

 

[Rawtid]

Your sister has bad credit and still trying borrow money. Any option she entertains will be expensive.

 

[BigMoneyGrip]

Your sister got a boyfriend? I’m 100% sure she dont

 

[DatNkkaCutty]

Your sister has bad credit and still trying borrow money. Any option she entertains will be expensive.

Credit scores always smelled of a hint of

If the lowest your score can be is a 300, why wouldn't a 600+ credit score be fair/average when a high is 800, which you're closer to?

 

[Squirrel from Meteor Man]

Don’t do it. Interest in entirely too high and Nissan/Infiniti’s have transmission issues. Better off looking at an older MDX or something like that

 

[Rawtid]

Credit scores always smelled of a hint of

If the lowest your score can be is a 300, why wouldn't a 600+ credit score be fair/average when a high is 800, which you're closer to?

America is racist, but your sister seems bad with money. Both can be true at the same time unless it’s from medical debt.

 

[MoveForward]

Help her out and co sign….

 

[King_Sage]

Car note would be $550+ for 5 years. Yeah you right bruh this isn't a good deal.

 

[Solano707]

My sis is entertaining buying a 2015 vehicle (Infiniti qx60) for around 25K. They told her, her interest rate would be around 14% with the credit score she got, for 60+ months (the whole paying more, improving her score, and refinancing down the line, an option too).

By the time she pays that shyt off tho, I advised her that shyt will be 11+ years

and potentially a brick. She'd be better pressed to get a newer SUV, plus the interest would be lower, (with the vehicle being slightly newer in 5+ years). She was entertaining a newer Durango btw.


Am I giving her the correct info, or is it misinformation?

Never finance at the dealer... Go through a credit union... And if you buy used... Don't buy anything used for that much money... Your better off getting a cheaper car that is brand new for that moneu. Hyundai is a great option

 

[beenz]

Car note would be $550+ for 5 years. Yeah you right bruh this isn't a good deal.

at paying $550 a month for a 7 year old "luxury" car.

 

[beenz]

Never finance at the dealer... Go through a credit union... And if you buy used... Don't buy anything used for that much money... Your better off getting a cheaper car that is brand new for that moneu. Hyundai is a great option

this is not true. I'll finance with whomever gives me the best deal. last time I bought a car in 2017, I came in with financing from my credit union at like 4.5% and the dealership one-upped them and gave me 3%, so obviously I took the dealer financing.

I think its best to have options and then choose what works best for you fiscally.

 

[Primetime21]

25k for a 7 year old vehicle is she too good for Hyundai?

 

[Orbital-Fetus]

just buy her a new car like a real man.