Coli Parents/Almost Parents: 529 vs Birthday Gifts.

[SuburbanPimp]

Nah, its a good idea but she is 5. She wants toys, books, and stuff like that...

And I would feel a certain kind of way if one of my fam said they would rather me give money to their kids college fund than gettting them a toy. I mean they only gonna be that age once

We got a nice savings account for my 2 year old. and we throw a lil bit in there each month and if she gets to the age where she would rather us put money in there than recieve gifts we will.

We were about to get the 529 until we found out that if they don't go to college they can't touch that money until they 28

My parents didn't have alot of money saved but my Mom was a teacher and made sure both me and my sister recieved scholarships even thought we weren't straight A students. I plan on doing the same for mines..

 

[Rawtid]

I feel the same way as you, my wording may have been off. What state you in?

Edited my post to fix wording

I'm in Maryland.

 

[MeachTheMonster]

Maybe your kids LOL!

No. At 5 kids are still learning how to use their hands effectively. They are still learning critical thinking and descision making skills. They are still learning about cause and effect relationships, and how things react to one another. They are still learning about their own emotions, and their likes/dislikes.

Sitting down and talking to them or reading them a book will teach them none of this. They only learn this through expierince and interacting with the world, and a big part of their world is the toys they play with.

 

[Rawtid]

Also I should clear up that the option for people to buy gifts will still be there but the option to donate to the 529 will be there as well. People can do what they are comfortable with. I think the 529 donation is a substitute for the gift card.

 

[Rawtid]

No. At 5 kids are still learning how to use their hands effectively. They are still learning critical thinking and descision making skills. They are still learning about cause and effect relationships, and how things react to one another. They are still learning about their own emotions, and their likes/dislikes.

Sitting down and talking to them or reading them a book will teach them none of this. They only learn this through expierince and interacting with the world, and a big part of their world is the toys they play with.

I agree with part of this but every toy isn't educational and I rarely see people give educational toys as gifts. I don't see what's wrong with swapping traditional gift giving with college savings donations. I think it's easier to drive people to give to a 529 than limit them to what types of gifts to buy.

 

[BlvdBrawler]

Maybe for their 1st and 2nd birthday when they wouldn't know any better, but a 5 year old is gonna want gifts, breh.

 

[Rawtid]

Maybe for their 1st and 2nd birthday when they wouldn't know any better, but a 5 year old is gonna want gifts, breh.

She will still get gifts.

 

[MeachTheMonster]

I agree with part of this but every toy isn't educational and I rarely see people give educational toys as gifts. I don't see what's wrong with swapping traditional gift giving with college savings donations. I think it's easier to drive people to give to a 529 than limit them to what types of gifts to buy.

It's not just about educational toys. Any toy can teach about responsibilty, hand eye coordination, emotions, likes/dislikes, interactions, ect. Kids can learn how to put their own clothes on, or how to do buttons zippers, ect, by playing with dolls. Legos teach spacial awareness and planning. The list goes on, play time is VERY important to young kids development.

My wife is an occupational therapist and she basically plays with kids for a living.

 

[concise]

this college shyt just a fad nobody gonna be doin that in 10 years

 

[-G$-]

i <3 you @Rawtid

 

[Rawtid]

i <3 you @Rawtid

Someone has to.

 

[BlackBieber]

My kid is going to college. That's not really an option, that's why I'm starting early.

wut if ur daughter wants to become a rapper like nicki minaj u jus gon shut down her dream?

college is a scam anyways. if u wanna learn sumthin jus go to the library, or hell, google it .

 

[Rawtid]

wut if ur daughter wants to become a rapper like nicki minaj u jus gon shut down her dream?

college is a scam anyways. if u wanna learn sumthin jus go to the library, or hell, google it .

I hope not, but she can still be rapper with a college degree.

 

[BlackBieber]

I hope not, but she can still be rapper with a college degree.

ur the GOAT mom

top 5 mom DOA

 

[ProfessionallyTrill]

We were about to get the 529 until we found out that if they don't go to college they can't touch that money until they 28

Damn, word?