Collections Affects Credit Score?

[Breh the HitMang]

After 7 years, delq accounts like collection fall off.

thats the thing, this deliquent account seems more recent

 

[eXodus]

thats the thing, this deliquent account seems more recent

Do you have a way of checking it’s date of first delinquency? (The date the original creditor reported it as delinquent. This would 2-6 months prior to the collection agency getting it)

 

[Breh the HitMang]

Do you have a way of checking it’s date of first delinquency? (The date the original creditor reported it as delinquent. This would 2-6 months prior to the collection agency getting it)

im not certain, but it could be from the medical bills from 2014 so if its that then im a free man

 

[eXodus]

im not certain, but it could be from the medical bills from 2014 so if its that then im a free man

if that’s the case, yessir!

I’m waiting for this last medical collections from 2014 to fall off now. Im about to dispute that shyt again and hopefully they just say fukk it we only got 5 months to collect anyway and it’s clear this bum ain’t gonna pay us and just erase it lol