Credit Cards vs Debit Cards

[SleezyBigSlim]

It makes sense

What he's not telling you is he's rich and it's easy for him to have a high limit credit card to put all of his expenses on and just pay that 1 bill every month. Personally I dont like credit cards because it's just a loan to float you for 30 days, you're spending more due to interest which means you would save more money just buying shyt with your debit card then putting it on credit. I buy a $2 soft drink on credit its going to cost me more then $2 when the bill comes. fukk that.

 

[Darealtwo1]

THATS WHY YOU PAY
YOUR ACCOUNT OFF IN FULL EVERY MONTH BEFORE YOU RECIEVE
A STATEMENT.



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umm that's the wrong thing to do but okay.

 

[Darealtwo1]

What he's not telling you is he's rich and it's easy for him to have a high limit credit card to put all of his expenses on and just pay that 1 bill every month. Personally I dont like credit cards because it's just a loan to float you for 30 days, you're spending more due to interest which means you would save more money just buying shyt with your debit card then putting it on credit. I buy a $2 soft drink on credit its going to cost me more then $2 when the bill comes. fukk that.

False. You accumulate 0 interest if you pay it on time at the end of the month.

 

[CHICAGO]

umm that's the wrong thing to do but okay.

NO ITS NOT.

THAT PAYMENT STILL GETS
REPORTED THE THE CREDIT BUREAS
AND YOU HAVE 0 DEBT ON YOUR ACCOUNT
EVERY STATEMENT.

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[South Paw]

What he's not telling you is he's rich and it's easy for him to have a high limit credit card to put all of his expenses on and just pay that 1 bill every month. Personally I dont like credit cards because it's just a loan to float you for 30 days, you're spending more due to interest which means you would save more money just buying shyt with your debit card then putting it on credit. I buy a $2 soft drink on credit its going to cost me more then $2 when the bill comes. fukk that.

thats not how this works at all

Say you get a statement for the previous month charges for $100 with a $30 minimum payment due.
If you only pay the minimum of $30 , when the next month statement comes you will pay interest on that remaining 70$.
But if you had paid off the full $100 then you wouldn't pay any interest on it at all.

These guys dont get rich throwing away money in interest

 

[RC-P90]

after avoiding credit cards for years i say credit cards over debit cards...

 

[GreenGrass]

credit cards have benefits over a debit cards but a debit card mentally helps you spend less.

i would avoid credit cards and live within your means.

 

[ThaBronxBully]

Yeah Credit Cards Can Have Great Benefits If You Make Good Money, Budget Your Money, And Have Discipline

If Not Youre Gonna Find Your Ass In Quicksand

CCs Aren’t Evil But Most People Stupid And You Csnt Give Stupid People A Can Of Gas And A Lighter

 

[Bubba T]

I just bought my sisters birthday present using credit card reward points

Ever since I worked in banking I got put on game on how people were wisely using their credit. As soon as I saw that, i pretty much abandoned my debit card

 

[Womb Raider]

I just started learning about credit cards 2 years ago

i got finessed for over $1K in car rental insurance when some cards have free coverage.


I want a Visa signature card for their purchase protection.

Which ones have free rental ins?

 

[bnew]

Which ones have free rental ins?

AMEX and VISA has free rental coverage, mastercard does not.