#BOTHSIDES
Superstar
Sup yall. So I'm in a dilemma with my credit
I'm 26 years old and been trynna build my credit since graduating from college.
My issue is that my mother opened accounts in my name for her then BF without telling me. These/this account has gone into collections $2000. She also uses credit cards that are in my name and keeps the balance high...around 80% of it's limit. I don't live in the same country as her and haven't lived with her for years. I try discussing it with her and she'll be like ok i'll take care of it or she just gets really mad at me.
What can I do? I don't wanna put her in jail. It would be ok if she'd just make payments but she spends more than she pays
It's super hard for me to build my credit when I keep gettin marks against me that I have no control over. i thought about just giving up on credit. fukk student loans and all...
I'm 26 years old and been trynna build my credit since graduating from college.
My issue is that my mother opened accounts in my name for her then BF without telling me. These/this account has gone into collections $2000. She also uses credit cards that are in my name and keeps the balance high...around 80% of it's limit. I don't live in the same country as her and haven't lived with her for years. I try discussing it with her and she'll be like ok i'll take care of it or she just gets really mad at me.
What can I do? I don't wanna put her in jail. It would be ok if she'd just make payments but she spends more than she pays
It's super hard for me to build my credit when I keep gettin marks against me that I have no control over. i thought about just giving up on credit. fukk student loans and all...
. Best thing you can do is wait until they drop off (7 years)
