This is why math is important.
When people are like "mannn I'm never going to use that shyt in real life"

.
Monthly Payment x Number of Months for the term = Does this shyt make sense?
If you paying $1,000/month for 120 months.....and you see that shyt adds up to $120,000.....go take a quick look on the manufacturer website and see if that car would cost anywhere close to that to buy outright in cash.