Debate Night- Young Bernie vs Lying Ted: game thread
- Thread starter #StarkSet
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for the last time.
when the repubs tell you... "obama said premiums would go down 20%..but he lied..or he was wrong"
was he? When you do the math and you look at our Pre ACA system, premiums were going up like crazy under bush and all other presidents. So....Lets do an experiment.
Lets say under bush premiums go up 40% every year. and thats with our original health insurance system.
this means no matter who's in office, as long as they do not touch our original system. we would be paying 40% more every single year.
so lets make it simple math so i can demonstrate how it looks. no this is not percentages. this is me showing you an example. if i was to pay $60 in the year of bush... in the year of obama without ACA i would be paying $100.
the next year it would be an addtl $40 more. so on and so on.
Now. with the ACA he said it would save you 20% of your premiums . well. 20% of which premiums? Of what it was, or what it would be if not for the ACA? That is the question that most do not ask.
The answer is actually 20% less than what it would be if not for the ACA.
So lets do the math using $20.00 instead
under bush. my premiums went from $60.00 to $100. if everything stayed the same.
but under obama $20 less. my premiums would go from $60.00 to $80.00. is 80 more than 60?YEP. is 80 to much? YEP. but is $80.00 bucks $20 bucks less than the $100 it would have been? YEP.
did he lie? NOPE>
when the repubs tell you... "obama said premiums would go down 20%..but he lied..or he was wrong"
was he? When you do the math and you look at our Pre ACA system, premiums were going up like crazy under bush and all other presidents. So....Lets do an experiment.
Lets say under bush premiums go up 40% every year. and thats with our original health insurance system.
this means no matter who's in office, as long as they do not touch our original system. we would be paying 40% more every single year.
so lets make it simple math so i can demonstrate how it looks. no this is not percentages. this is me showing you an example. if i was to pay $60 in the year of bush... in the year of obama without ACA i would be paying $100.
the next year it would be an addtl $40 more. so on and so on.
Now. with the ACA he said it would save you 20% of your premiums . well. 20% of which premiums? Of what it was, or what it would be if not for the ACA? That is the question that most do not ask.
The answer is actually 20% less than what it would be if not for the ACA.
So lets do the math using $20.00 instead
under bush. my premiums went from $60.00 to $100. if everything stayed the same.
but under obama $20 less. my premiums would go from $60.00 to $80.00. is 80 more than 60?YEP. is 80 to much? YEP. but is $80.00 bucks $20 bucks less than the $100 it would have been? YEP.
did he lie? NOPE>
exactly. but its deeper than that.
single payer means its the exact same Software/ System/Database.
This means all programming logic works identically the same.
right now. hospitals, billing companies, providers, etc. have different systems from one another. Some big companies are using GE Centricity(IDX). Some are using SAP, Some are using Their own proprietary systems. Others are making those i named first customized so much they might as well be their own system. then you have others using other known systems such as EPIC, etc, etc, etc. Lets not talk about the small mom and pop software thats out there.
This alone is causing issues with claims denying that should not have. which promps a phone call to the insurance company, which means your insurance's balance could get accidentally dropped to the patient's responsibility (YOU). now you got a bill for something crazy, that aint even yours cause you actually have good insurance. now you have to make an addtl phone call. thats at minimum 2 calls and two different reps that were involved that never should've been. now after you speak with this customer service rep. he/she will hopefully move that balance back to the insurance. once they do that. someone will get that balance on their que. that person ( a collections rep for the provider or a 3rd party collections company) will contact the insurance and ask why they didnt pay the claim like they should have per the patient's benefits. If its cut and dry, they will say. my bad. we're adjusting the claim and it will pay out in the next 30 days or less.
That Customer service rep makes no less than $13 and hour. possibly more if they've been on the job for years. that collector makes no less than $15.00 and probably more the longer they have been on the job.
imagine how many time something like this occurs. all because the provider and the insurance company are not on the same system. so things flesh out a bit differently in the end. even though they shouldnt. it happens. you just paid 2 people for at minimum 40 mins of work. averaging pay around $14 between the two of them. thats like $5 bucks waisted on your claim. mulitply that times 1000's or a million claims nationwide that get missed that are easy fixes. now lets not get on the hard fixes.
things that are purely system issues. where the claim should go straight thru like clock work can't do to everyone having different systems, different claims clearing houses which produces slightly different stuff on the claims.
if you have Single payer(medicare for all). Every system is IDENTICAL. every claim is The exact same. all rules are the exact same. there is no getting around the rules. these errors above will not occur at all. thats a lot less reps you have to hire to do the jobs you had them doing before which was straight busy work and not actual real work. but you can still hire tons of americans to work. since everyone will have health insurance meaning millions more claims will need to be processed and their will be some actual real issues that come up. the larger the patient base. the more people you need working to support said base. but instead of the workers working crap. they have legit work.
Truth.
lol. not true at all. the facts were their and have not changed. this debate was for people who havent heard bernie or any republican speak on the ACA or healthcare in general. same talking points.
You could kill people with all of the numbers. shoot, i would. never let me run for office. i would say "can we please darken the room and turn on screen up there. "Guys at home, can you see this on your TV's?" "let me walk you thru these numbers.
i would have flowcharts rolling with the data. but that would be too much for those in middle america who voted for the likes of trump and dubbya because they said they wanted a guy they could have a drink with as their president.
SO bernie kept it light.
It's not rocket science. the ACA is still better overall than what we use to have.
And single payer is still better than the ACA and much better than what we use to have. those are the only points that need to be made.
if you're sick of the high premiums from either plan. Lets all go single payer and cut the bs out. if small businesses are going broke. fine. lets cut the crap and lets go single payer so that wont be an issue at all.
single payer is the only thing that could fix all talking points on BOTH sides. EXCEPT the republican side that says side with major corporations making zillions aka the healthcare companies.
and no we dont need Bluecross or health net employing people. we could have the government employing people to work when every american is covered. and for the record. if you're a minority(black, hispanic, etc. OR woman) you get treated better when working for the government(public sector) that when you work for a private company(on average.)
You only listened to Bernie didnt you?
Haven't watched this yet but what's the backstory of this get together?
Is Crossfire coming back or something?
Is Crossfire coming back or something?
At this part where Bernie is shytting on this fat white lady 
oh, I know he hates bernie, which is why I was being sarcastic....That dude hates bernie lol
Your not from around here.
You suspect
NZA
LOL
nobody had the heart to tell that woman that she was terrible at running businesses. that is why she cant even insure her damn self
choc_cardigan
Squad
You really did just summed up the American health insurance system.
He's learning, the phrase used to be heel turn, now we call it the bernturn #bernturn2020
Actually Ted crushed the buildings on that one, he was spot on
#f*ckallyallnikkazfromnewyork 
2Cacalypse Now
Rookie
I knew some people that wanted Cruz as our next president
Better than what we currently have
David_TheMan
Banned
looked at the video of the debate on Reason.
Cruz destroyed Bernie.
Then Bernie not being able to even address the woman who is the hairdresser asking about trying to increase her business and not being able to because of the cost of regulation, the man didn't even understand how to reply to the question. this is why he will never become a serious presidential candidate
Cruz destroyed Bernie.
Then Bernie not being able to even address the woman who is the hairdresser asking about trying to increase her business and not being able to because of the cost of regulation, the man didn't even understand how to reply to the question. this is why he will never become a serious presidential candidate