Do you involve your partner in financial decisions ?

[root_eruditorium_org]

Yeah, we travel usually 2-3 times a year. We didn't travel last year as we were funding our business but we're planning a trip to either Costa Rica or Belize this summer. We own 2 properties (both with mortgages) but that's pretty much our only debt.

My girl is my equal breh. She's extremely smart and is one of the hardest working women I've met. I'm not sure how she pulled it off, but our business is going to be featured on the evening news in Cincinnati (we sent off our products to them last week). She focuses on social media, making sure our suppliers are shipping our stuff on time, and most of the day to day stuff. I do all the marketing and technical shyt (website, backend integration, analytics, etc).

If you can't trust your girl, shake that hoe. Having a woman you can trust that's on the same page is like having a damn cheat code in life

I was trying to groom my ex to be that kind of partner but she didn't have that sense of urgency or drive. You are lucky breh

 

[root_eruditorium_org]

Interesting. It ain't that I can't trust her its that she doesn't work like I work. As I run a biz my philosophy is spend money (wisely) to make money. Additionally she is risk averse whilst I take calculated risks to ensure my ability to provide multiply's whilst she works a safe/reliable/low pressure job (and has for the last 11 years of which I have only known her 3). Eg if we are downt "our" last $1000. I would use X amount to try generate business where she may think hold X amount so we can eat, keep lights on etc.. Similar goals, diff approach. She def exceptional with the money. I could leave $1 or $1 mil in the crib in theory and she wouldn't touch it unless it was life or death and couldn't reach me to get the "OK use it" decision.

My dude you should read this article -

I don't know about your girl's socioeconomic background but it might explain why she is so risk-averse. Poor ppl tend to value money more than time. This is a dangerous bias to have when you are trying to start a business. I have the same problem which I'm trying to shake. I'm a great saver but I'm not the greatest spender - I can think of times when it would have made more sense to spend money as it would have put me in a better position to make moves.

I think I picked up the habit from my parents who were great savers but did not have an entrepreneurial mindset and were not willing to take risks even when the odds were in their favor. FWIW they both didn't grow up in the greatest of circumstances.

But great post breh, you pretty much hit on an issue with regards to money that people need to examine. I know I'm examining it right now and it is causing me to question certain habits and biases I have (which again I unconssciously picked up from my parents).

 

[DirtyMoney]

My dude you should read this article -

I don't know about your girl's socioeconomic background but it might explain why she is so risk-averse. Poor ppl tend to value money more than time. This is a dangerous bias to have when you are trying to start a business. I have the same problem which I'm trying to shake. I'm a great saver but I'm not the greatest spender - I can think of times when it would have made more sense to spend money as it would have put me in a better position to make moves.

I think I picked up the habit from my parents who were great savers but did not have an entrepreneurial mindset and were not willing to take risks even when the odds were in their favor. FWIW they both didn't grow up in the greatest of circumstances.

But great post breh, you pretty much hit on an issue with regards to money that people need to examine. I know I'm examining it right now and it is causing me to question certain habits and biases I have (which again I unconssciously picked up from my parents).

100% my dad would go spend 99.99% of what we had and it would come back each time. Mum wouldn't spend shyt but that 1 time the flip aint come back (real estate or stocks), that 1 time in his life he had $0, she had money. That's the only time I seen my mum's money put to use.

And I see my relationship going the same way.

 

[Bless't]

It feels so good to be on the same page financially with your partner. Such a stress relief.

 

[↓R↑LYB]

I was trying to groom my ex to be that kind of partner but she didn't have that sense of urgency or drive. You are lucky breh

I can't even front I'm winning like a mahfukka breh. Everyday, and I'm not exaggerating, everyday I come home my girl greets me with a hug and a smile and she seems genuinely excited to see me.

Every fukking day for 4 years

 

[↓R↑LYB]

Interesting. It ain't that I can't trust her its that she doesn't work like I work. As I run a biz my philosophy is spend money (wisely) to make money. Additionally she is risk averse whilst I take calculated risks to ensure my ability to provide multiply's whilst she works a safe/reliable/low pressure job (and has for the last 11 years of which I have only known her 3). Eg if we are downt "our" last $1000. I would use X amount to try generate business where she may think hold X amount so we can eat, keep lights on etc.. Similar goals, diff approach. She def exceptional with the money. I could leave $1 or $1 mil in the crib in theory and she wouldn't touch it unless it was life or death and couldn't reach me to get the "OK use it" decision.

You just gotta put that confidence in her breh. My girl was the same way and I sat her down and explained to her we can't build an empire off pennies. If we're really gonna do this let's put some money behind it and make it happen.

After I had that convo with her she's been on board. Every once and a while she gets nervous about spending money, but usually within 5-10 minutes she's back on page. When she met me she wanted to get her PHD and climb the corporate ladder. Now she's like fukk a job, working for ourselves is the only option

 

[DirtyMoney]

You just gotta put that confidence in her breh. My girl was the same way and I sat her down and explained to her we can't build an empire off pennies. If we're really gonna do this let's put some money behind it and make it happen.

After I had that convo with her she's been on board. Every once and a while she gets nervous about spending money, but usually within 5-10 minutes she's back on page. When she met me she wanted to get her PHD and climb the corporate ladder. Now she's like fukk a job, working for ourselves is the only option

Bruh i guess she wasnt raised that way. It was instilled in me from youth that I could be a worker and a sheep or be a man and go create jobs and grab life by the balls. I've been trying. I mean she routinely hears me do deals, talk to clients, prove my worth and demand it but it hasn't caught on. I literally thought of leaving her because she couldn't learn from me or I couldn't reach her and inspire her to be more and want more from every facet of life. Its hard to be a man and watch friends have success with their women and watch friends make their women better and be unable to manifest the same in your relationship. shyt skressfull. Meanwhile every other women in our community knows how business minded I am and is down to be on the team an gring and grow together but im here workin with my BM trynna build her up FOR HER not for me.

 

[DirtyMoney]

I can't even front I'm winning like a mahfukka breh. Everyday, and I'm not exaggerating, everyday I come home my girl greets me with a hug and a smile and she seems genuinely excited to see me.

Every fukking day for 4 years

Lately i think cos she knows I was ready to bounce. Its sex in the morning, evening, a cooked meal and maybe some dome in between.. and this aint regular starfish sex.. this that shyt talking, fukk me back kinda pinky(whoever pornstar is poppin right now) kind shyt.. & she willingly swallows.. almost makes me resent her as she coulda been doin this from the jump but withheld it till she saw fit/had to

 

[↓R↑LYB]

Lately i think cos she knows I was ready to bounce. Its sex in the morning, evening, a cooked meal and maybe some dome in between.. and this aint regular starfish sex.. this that shyt talking, fukk me back kinda pinky(whoever pornstar is poppin right now) kind shyt.. & she willingly swallows.. almost makes me resent her as she coulda been doin this from the jump but withheld it till she saw fit/had to

You can get any old broad to suck you off breh. If you don't think she's carrying her weight, you know what you gotta do

 

[MJ Truth]

Bruh i guess she wasnt raised that way. It was instilled in me from youth that I could be a worker and a sheep or be a man and go create jobs and grab life by the balls. I've been trying. I mean she routinely hears me do deals, talk to clients, prove my worth and demand it but it hasn't caught on. I literally thought of leaving her because she couldn't learn from me or I couldn't reach her and inspire her to be more and want more from every facet of life. Its hard to be a man and watch friends have success with their women and watch friends make their women better and be unable to manifest the same in your relationship. shyt skressfull. Meanwhile every other women in our community knows how business minded I am and is down to be on the team an gring and grow together but im here workin with my BM trynna build her up FOR HER not for me.

Sometimes breh it's better that way though. The yin and the yang of relationships. You're a go getter who is on that entrepreneur shyt. She's risk averse and would rather sit on her dough than take too many chances with it. My girl is the same way, and honestly it's a godsend for me/us, because I've taken a couple of business Ls in the last year and the fact that her situation financially is pretty much guaranteed (military) she's been able to hold us down. Sometimes you gotta invest in a stock that you know isn't going to make you rich however it's going to preserve your fortune.

As long as she's able to take care of herself it should be cool. If she's just leeching off of you or something I take back everything I just said.

 

[Sunalmighty]

My wife isn't financially savvy, at all. I am though. In marriage there had to be a balance. I invite her opinions, but I'm more knowledgeable in the area of investing and saving. My wiz was taught by her mother to always look good, and that's cool but what good is a 500 dollar purse with 5.00 in it? Since we've been married, I've put the bull on the back burner. I have a Roth and I've opened her up one. I also rolled over her 401k to Betterment. I'm teaching her about stocks, dividends and investing. I'll pass the same thing on to my son as well. If you are married, never ever let a woman run your finances. If she isn't saavy, it can lead to a divorce and you don't want that. Don't put her name on any of the accoubts. Just make her a beneficiary. On the other hand, if you cannot manage your finances and your wife is mind blowing with investing, that's a blessing. Learn what you can and soak it up. Ask her for help. Nothing wrong with it.

 

[DirtyMoney]

Sometimes breh it's better that way though. The yin and the yang of relationships. You're a go getter who is on that entrepreneur shyt. She's risk averse and would rather sit on her dough than take too many chances with it. My girl is the same way, and honestly it's a godsend for me/us, because I've taken a couple of business Ls in the last year and the fact that her situation financially is pretty much guaranteed (military) she's been able to hold us down. Sometimes you gotta invest in a stock that you know isn't going to make you rich however it's going to preserve your fortune.

As long as she's able to take care of herself it should be cool. If she's just leeching off of you or something I take back everything I just said.

Yeah she's a long term play but right now the grass is greener on the other side is how it feels. I mean theres girls there that tick the boxes she ticks + more.. and likewise theres a nikka more handsome than me who earns more and can beat that box and leave it tender for days. So i guess it keeps me humble.

 

[Why-Fi]

my wife is an accountant. you do the math

 

[AmenhotepIV]

Real talk I wish I did but no

 

[DirtyMoney]

my wife is an accountant. you do the math

is that fun or boring