Does anyone here use their phone cameras for Mobile Check Deposits?

[OH SOHH TRILL]

I do it but I prefer going to the atm because sometimes it might take 3 days before you could touch it from my experience using mobile check deposit

if they putting holds on your money that means you have suspect (overdrafts, returned checks, small deposits) account history.

 

[NoMorePie]

Yep every time I get a cheque now I use it. Saves me the time of walking to the bank and waiting in line to cash it

 

[winb83]

Never tried it..I just use the ATM most of the time.

I use it all the time. Works great with Chase.

 

[R=G]

Yes.

It works flawlessly.

Interesting. I had to get my vacation check replaced this week. I'll use this method from now on. I love this kind of stuff.

 

[Kinguno]

Did it once and hated they put a hold on my account for a week

 

[Neil Tyson]

It worked pretty well

 

[O.T.I.S.]

Yup

They only partially put in a certain amount at once. There's no limit

The next day the rest of your money is in the bank. At least with mines it is.

 

[HALLOWEEN]

no need, direct deposit FTW!

 

[raidersreceiver]

You ain't got direct deposit breh?

 

[R=G]

You ain't got direct deposit breh?

Of course..since like 2007. They mailed this check though. I dont even go into banks...I went into a bank in 2015 to sign something to transfer between my accounts on the online banking site but that's it. Going physically somewhere for no reason is for suckers and idiots.

 

[The G.O.D II]

Yep. Also use my phone as a digital wallet. Welcome to 2012 lol

 

[el_oh_el]

if they putting holds on your money that means you have suspect (overdrafts, returned checks, small deposits) account history.

This is true. Fresh out of high school and subsequent years I'd always have to wait for a check to clear. Now I can deposit a multi thousand dollar check and it's available instantly ..as long as it from a reputable bank

 

[PS5 Pro]

Never tried it..I just use the ATM most of the time.

I used to do it til my checks got too big to use the app

Spoiler

So they laid me off

 

[Mensch Fontana]

Sometimes, bofa takes 2 days for the check to clear. If you use a atm you get funds available the next day

 

[Zebruh]

Works well for smaller personal checks. Been doing it for years.