Get the fukk out of my grill, bytch.
You are the only mofo in here giving out an answer to a question I fukking never asked
truth stings doesn’t it. 750+ credit score gang
Excellent credit gang............what is the minimum credit score to
- Thread starter brooklyn_boulevard
- Start date
truth stings doesn’t it. 750+ credit score gang
Lord_nikon
Veteran
seems like you doing everything correct,,,
I'm sure the interest on that Nordstrom Store Card is high,,,,,,, I see no logical purpose in a Nordstrom Store Card IMO......
brooklyn_boulevard
All Star
truth stings doesn’t it. 750+ credit score gang
I’ll be there soon too. Why you acting like your momma owns Equifax. We are grinding hard and we will be successful.
Not giving this bozo any more attention.
humminbird
Veteran
why do you want the store credit card?
any bank issued credit card is better
just get a chase freedom or bank of America card
any bank issued credit card is better
just get a chase freedom or bank of America card
feelosofer
#ninergang
650 wil get you approved for most things.
720 will usually secure you the top rates.
Above and beyond that is just for your ego.
720 will usually secure you the top rates.
Above and beyond that is just for your ego.
brooklyn_boulevard
All Star
So I might as well wait for that 700s huh?
feelosofer
#ninergang
Biblical Goon
Banned
1. Dispute everything on ya credit except federal loans
2. Get 2 $200 secured cards (unnecessary to put down any higher for a secured card when ur building ur credit)
My suggestions:
Discover One, some of the best interest rates and rewards and no annual fees which is rare for secured cards.
Navy Federal is THE best credit union, IMO has the best secured card on the planet. Besides Discover and Capital One, also have some of the lowest interest rates. Consistent 3 month credit increases after you graduate your secured after 6 months and also some of the highest credit line limits (if you’re looking for that sort of thing). Best rates on auto, personal and mortgage loans.
You wanna build credit quickly and build a relationship with a dope bank apply right now my g, don’t sleep on Navy Fed
It took only 3-4 months to get my credit from poor to 700+ And now I’m 770.
Don’t think about store credit cards until you have graduated all of your secured cards to unsecured. Pay your cards off on time, keep your credit utilization below 30%, aim for <10% if u really wanna see some gains.
like some one said when once credit is good, apply for a auto loan w/ Navy Federal
being able to go into any dealer without having to using the dealers financing is one of the GOAT feelings. Don’t have anyone do hard pulls on your credit unless ur applying for cards, credit increases or loans and just keep building.
2. Get 2 $200 secured cards (unnecessary to put down any higher for a secured card when ur building ur credit)
My suggestions:
Discover One, some of the best interest rates and rewards and no annual fees which is rare for secured cards.
Navy Federal is THE best credit union, IMO has the best secured card on the planet. Besides Discover and Capital One, also have some of the lowest interest rates. Consistent 3 month credit increases after you graduate your secured after 6 months and also some of the highest credit line limits (if you’re looking for that sort of thing). Best rates on auto, personal and mortgage loans.
You wanna build credit quickly and build a relationship with a dope bank apply right now my g, don’t sleep on Navy Fed
It took only 3-4 months to get my credit from poor to 700+ And now I’m 770.
Don’t think about store credit cards until you have graduated all of your secured cards to unsecured. Pay your cards off on time, keep your credit utilization below 30%, aim for <10% if u really wanna see some gains.
like some one said when once credit is good, apply for a auto loan w/ Navy Federal
being able to go into any dealer without having to using the dealers financing is one of the GOAT feelings. Don’t have anyone do hard pulls on your credit unless ur applying for cards, credit increases or loans and just keep building.
UpAndComing
Veteran
Credit Gurus, my credit was in the gutter and I’ve been working on it like crazy and it’s finally picking up.
A month ago I was at 459
This morning these were my scores:
Transunion 665
Equifax 639
Experian 557
I am not interested in a bank credit card yet; so far I’m working with secured credit card and I’m happy with them until I’m confident enough to request for unsecured credit card.
........but I would like to apply for Nordstrom Store Card. They do a soft pull on credit history and it requires 640+ to qualify (According to Google).
What are the chances I can get approved for a store card even though my experian score is below 640.
Help a brother out
Your experian is 557. Don't even think about applying for a Store credit card yet. Those Hard inquiries will pull your credit down
Imagine walking in a store to get a credit card with a 557
Wait till it is at least a 610
J.E.T.S
Lookahere mayne...
How does you score be 400 anything?
I filed bankruptcy before and my shyt was still in the upper 600s
I filed bankruptcy before and my shyt was still in the upper 600s
Biblical Goon
Banned
Also, FICO score is really what you wanna look at if you trying to get loans. Lenders don’t give a fukk about your score on credit karma or w/e... Those apps are great to monitor your credit but theyre often about 50pts inaccurate.
brooklyn_boulevard
All Star
1. Dispute everything on ya credit except federal loans
2. Get 2 $200 secured cards (unnecessary to put down any higher for a secured card when ur building ur credit)
My suggestions:
Discover One, some of the best interest rates and rewards and no annual fees which is rare for secured cards.
Navy Federal is THE best credit union, IMO has the best secured card on the planet. Besides Discover and Capital One, also have some of the lowest interest rates. Consistent 3 month credit increases after you graduate your secured after 6 months and also some of the highest credit line limits (if you’re looking for that sort of thing). Best rates on auto, personal and mortgage loans.
You wanna build credit quickly and build a relationship with a dope bank apply right now my g, don’t sleep on Navy Fed
It took only 3-4 months to get my credit from poor to 700+ And now I’m 770.
Don’t think about store credit cards until you have graduated all of your secured cards to unsecured. Pay your cards off on time, keep your credit utilization below 30%, aim for <10% if u really wanna see some gains.
like some one said when once credit is good, apply for a auto loan w/ Navy Federal
I wanted to sign up for Navy Federal but I don’t qualify because I am not affiliated with the military nor anyone in my family
brooklyn_boulevard
All Star
How does you score be 400 anything?
I filed bankruptcy before and my shyt was still in the upper 600s
In 2016, I got into an accident that left me injured and I ended up losing my job. Car was a write off but still had to make payments, bro.
Expenses (bills) were still there but income wasn’t there. Left a breh
Good news though....just paid it off on Thursday. The whole car loan after we came to an agreement with the bank. I owed $5250 and they said they would settle for $3000 and delete it from my credit report.
My first question for you would be, “why do you need a Nordstrom store card?”.Credit Gurus, my credit was in the gutter and I’ve been working on it like crazy and it’s finally picking up.
A month ago I was at 459
This morning these were my scores:
Transunion 665
Equifax 639
Experian 557
I am not interested in a bank credit card yet; so far I’m working with secured credit card and I’m happy with them until I’m confident enough to request for unsecured credit card.
........but I would like to apply for Nordstrom Store Card. They do a soft pull on credit history and it requires 640+ to qualify (According to Google).
What are the chances I can get approved for a store card even though my experian score is below 640.
Help a brother out
That card probably isn’t going to do much to help your credit today. In fact, depending on your credit limit, how much you’re about to put on it, and the fact that you’re going to decrease your average credit history, it’s likely to cause your score to drop. I’d say just hold off on the card. The discount probably isn’t worth it and if you NEED the card to buy anything, you probably don’t need to get that card.
J.E.T.S
Lookahere mayne...
In 2016, I got into an accident that left me injured and I ended up losing my job. Car was a write off but still had to make payments, bro.
Expenses (bills) were still there but income wasn’t there. Left a breh
Good news though....just paid it off on Thursday. The whole car loan after we came to an agreement with the bank. I owed $5250 and they said they would settle for $3000 and delete it from my credit report.
damn! This happened to me when I was 19. I never paid. I paid someone to fix my credit and got it taken off lol. This was 16 years ago.