Experian Boost. Using rent, utilities , etc to boost your credit. Worth it or nah?

[blackgentlemenvoice]

what is your experience with using boost?

how many lender actually use boost?

how does it really work?

can i send in payment receipts from a few months ago or is it starting from when i sign up?

 

[OfTheCross]

Equifax announced the same thing late last year.

According to Equifax it'll be optional, the borrower can choose whether the lender uses the credit score that includes those payments or not

 

[dterpsss]

Yup worth it

 

[keon]

breh...i just signed up today and it boosted my credit by 30 points

 

[FeverPitch2]

Yes. Do it. Experian is the the first and sometimes the only report lenders look at.

 

[.r.]

Nah, I’m going to pass. They already have to much information on me any way.

 

[Xyrax]

what is your experience with using boost?

how many lender actually use boost?

how does it really work?

can i send in payment receipts from a few months ago or is it starting from when i sign up?

In my line of work and in the industry I work in we deal with peoples credit. And every single entity I am familiar with ignores the "extra boost" you get from these services.

That shyt is only good if you want to take insta pictures and show the world a few more points on your score. Because no real institution worth a shyt will count that.

Don't give away your data for nothing.

 

[Arizax2]

Is that what that is? I seen the commercial but wasn't sure what that means. Idk if it will help tho. My wife is around 793 and I'm at 770. I would love to see that 800 number but I know it means nothing after 750.

 

[Breh the HitMang]

you got nothing lose, easy credit boost

 

[AsTheWorldBurns]

I’m already at 755. Is it really worth it for me?

 

[jeh]

I'm at 768 perhaps go for it op

 

[Ahadi]

Bump