My 401K was up somethin silly like 14% from when I started iti dont know when u cats on here will learn. IF YOU CARE about your money STOP INVESTING!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
sock that sh1t in a savings or any kind of "investment" that carries NO RISK of you losing it.
I'm at 8,000
BUT I paid off my student loans in full
1. What do you guys do?
2. How long yall been working?
3. How much (ball park) do yall make? (I know that is personal so you dont have to be exact.)
The reason I ask is cause I;ve been working straight outta college making mid 5 figures and I got about 23K...I swear on a stack of bibles...all I spend money on is food (groceries and fast food), bills, and helping family from time to time.
I need to know what I need to do differently...unless yall just make WAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAY more money than me, then...
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Worst part about the whole thing is I hate my job...I be waking up in the morning mad I have to do this shyt.
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I'm in engineering, no student loans no car note etc. I came into a lump sum which created an offset for me... I'm in my late 20's, I don't earn enough to have amassed that much at this point. I put away around $2k monthly
I make low six figures. Been working since 2003, steadily stacking since then. It's easy for me because my social life consists of basically Gamefly, Netflix, the gym, and the coli (introvert for the win). I don't have kids or any expensive habits. I work from home so I don't have to buy expensive clothes or pay for lunch every day or buy gas for my car. My girl is low maintenance and makes around 60k so that's helped. Basically, I put about 20% pre-tax into investments, and another 19% post tax into savings and investments, plus whatever bonuses I get.
I'm in engineering, no student loans no car note etc. I came into a lump sum which created an offset for me... I'm in my late 20's, I don't earn enough to have amassed that much at this point. I put away around $2k monthly
1) i work in finance, i currently trade a few different products at this point.
2) 10 years in aug.
3) i make a very comfortable living but less than i did a few years ago.
i absolutely detest my job as much as anybody. i've been trying to move jobs for a few years now but every job i interview for goes to someone more junior than i am. i'm stuck in a very difficult position because at this stage in my career i command a certain title/compensation level but i am trying to sorta change desks. so it's always cheaper for the firms i interview w to hire someone w less experience. this has happened to me at least 5 or 6 times in the last 2 years alone. i am very close to leaving the industry and trying something different at this point. but like i said, it's very tough to take a chance like that because i am very "comfortable."
?? i thought you was a flight instructor...I must have my usernames mixed up
true indeed bruh. we're looking to have a child but we're torn because we STILL want to do a little more traveling, furnishing our town house, saving, etc you know? I'm 26 and she 25 and been married for over 2 years so we're "ready" to start a family but man we love our "freedom" to get up and go you know?
Nah, I know nothing about flying. I've bytched on here before about my well paid, but boring as hell job.
You guys have the perfect setup right now. I think you guys should wait it out a few more years and just enjoy married time together. I'm not trying to be negative, but marital satisfaction significantly decreases once a couple has children (and increases once all the children leave the house). Couples who wait have typically built a strong enough foundation to help their marriage last despite the lower satisfaction after having children.
*this is not just my opinion, this is based on research*
what kind of engineering you in..i stared off in mechanical...but moved to computer science