Its time to get away from excess debt anyway.
FICO Changes Could Lower Your Credit Score
- Thread starter ☑︎#VoteDemocrat
- Start date
Sorry to hear that breh. Hope you make it back to the toplost my job and couldn't bounce back fast enough.
credit cards payments hit my bank account and everything went to negatives and collections.... including my bank account.
once I pay it all off, I'll prolly get a couple of secured credit cards, attach each one to a recurring bill/utility and start over from scratch.
It's not the first time I've lost everything or even the second. When nobody's got your back, shyt's like walking a tightrope.
Take L's and bounce back.
,, that shyt is a joke anyway,,,I remember I paid my car off early and that shyt dropped about 20 points
Car credit is a different type of credit score that you may not see. For example You may have a 800 FICO but when a car place run your report, it may read 720 and vice versa. Same with houses credit cards and loans
I understand the chaining together, but i guess my real question is...what do you do for a living where you actualize those investments?
I think you left that out. Thats why I didn't get the point of why people keep suggesting this. They never mention what they actually do for a living.
LeVraiPapi
Redemption is Coming
It does not matter what somebody does for a living. Who would not want good credit scores? Breh, unless you don't care about your finances, you should always want a good credit score
i'm just wondering why you have a million dollar credit limit. what. do. you. do?
LeVraiPapi
Redemption is Coming
You know how to leverage debt properly
Thanks breh. It's just things you figure out after you been in the game and earn a couple battle scars
LeVraiPapi
Redemption is Coming
Nap. I do not trust you enough with this info.
Let's say I am an entrepreneur and business owner of 2 enterprises.
How early?
ok. well that seems more useful than encouraging people to run up credit limits to monkey swing between entities.
I trust you though in that its' worked for you but the average person can't do that
LeVraiPapi
Redemption is Coming
the average person can do it. My cars are old. Over a decade old. Took my car to service the other day and the manager gave me a brand new SUV to drive for 1 month so he could get me in the door. I returned the car on a weekend after hours :
He called me and I told him my cars run fine and still looks clean so no need to change that now. I lived very modestly so I could make sure I don't increase my debt. It's doable once you stop living for clout and for people.
Meanwhile one of my neighbors go on 2 trips a year while he can barely keep up his mortgage premium and own a brand new BMW 750
The average person gets sucked into the magazine life too easily.
OG Talk
Archived
Whoever described maintaining great credit as a tightrope act is dead on.
I used to obsess over it almost to the point where I would get panic attacks if things went left. Then when they came up with apps like Credit Karma it actually made it worse. I’m already OCD so I would check the shyt every day even though it only updates every 7 days. If any collection or inquiry was added I would freak out.
I know credit is important and the life line to the American Dream but that’s no way to live. The constant pressure. It’s all a man made game where they can change the rules at any time..
Sometimes you take losses but can bounce back. It’s never as bad or great as you think it is..There are things way more important in life such as your health and happiness.
I used to obsess over it almost to the point where I would get panic attacks if things went left. Then when they came up with apps like Credit Karma it actually made it worse. I’m already OCD so I would check the shyt every day even though it only updates every 7 days. If any collection or inquiry was added I would freak out.
I know credit is important and the life line to the American Dream but that’s no way to live. The constant pressure. It’s all a man made game where they can change the rules at any time..
Sometimes you take losses but can bounce back. It’s never as bad or great as you think it is..There are things way more important in life such as your health and happiness.
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the average person can do it. My cars are old. Over a decade old. Took my car to service the other day and the manager gave me a brand new SUV to drive for 1 month so he could get me in the door. I returned the car on a weekend after hours :
He called me and I told him my cars run fine and still looks clean so no need to change that now. I lived very modestly so I could make sure I don't increase my debt. It's doable once you stop living for clout and for people.
Meanwhile one of my neighbors go on 2 trips a year while he can barely keep up his mortgage premium and own a brand new BMW 750
The average person gets sucked into the magazine life too easily.
real talk people don’t realize how underrated not having a car note is...
Money Be Green
Superstar
fukk that credit shyt. Im buying everything straight cash homie
