Forbes: The One Monthly Payment Killing Your Wealth

Mr. Jack Napier

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Don't have to its up to you obviously but nobody knows your budget. If you can save 300 a month that can get you like a 4K car after one year.

Funny there's this misconception about used cars. Plenty of solid cars at 2k. Real nice cars at 5k and a ton under 10k.

Not many options for a 4K car fam, I work hard, I deserve something nice, not a bucket.
 

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This falls under the "no shyt" portion of advice breh
 

The Devil's Advocate

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i've never had a new car in my entire life

crashed my 04 volvo two years ago and thought to myself... i'm going to go ahead and get a new car.. get a warranty.. not worry about replacing this and that... just ride and live carefree


worst choice of my life... i will never do that again.. i cannot wait to pay this shyt off and be done and get me some old shyt again
 

Hiphoplives4eva

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Not many options for a 4K car fam, I work hard, I deserve something nice, not a bucket.
You don't deserve shyt. Best believe if you don't make those payments on time, the repo man coming for the pat ride. fukk what you deserve. Save ya chips and buy the car you can afford with minimal expenditure.

Its far better to ride a bucket with 15K in the bank than riding in luxury with and living from check to check.

The latter scenario is par for the course in LA and as a result, there are tons of used luxury cars on the market out there.
 

Mr. Jack Napier

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You don't deserve shyt. Best believe if you don't make those payments on time, the repo man coming for the pat ride. fukk what you deserve. Save ya chips and buy the car you can afford with minimal expenditure.

Its far better to ride a bucket with 15K in the bank than riding in luxury with and living from check to check.

The latter scenario is par for the course in LA and as a result, there are tons of used luxury cars on the market out there.

S*ck my dikk, don't tell me what I don't deserve. You don't know me nor my fiances.
 

Truefan31

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Not many options for a 4K car fam, I work hard, I deserve something nice, not a bucket.

Up to you breh. Just sayin debt is a wealth killer. Owing is like slavery to banks. Been there before. Never again.

And lots of people work hard, doesn't mean they deserve anything. If it's a struggle saving money then the best thing is to budget and see about increasing income. Not tryin to be negative but just see things in a different manner than most mofos.

I still don't get this idea that a 4K car is some pos. It's not true.

Get a car you can afford, not a payment you think you can afford. Work, save while improving ones self then if you want move up in car, rinse, repeat. Cash is king.
 
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3rdWorld

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Buying a new car with horrendous payments is non different to buying expensive clothes and luxury goods you don't really need..frivolous spending basically.
 
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