FYI Credit Karma now has Transunion and Experian scores

[HookersandIceCream]

Before they gave you an estimate but now they will give you 2/3 credit tracking companies scores for free

https://www.creditkarma.com/
It's a Free! Credit monitoring and now credit score app

 

[Rawtid]

I logged in today and saw that

Best website ever!

 

[HookersandIceCream]

I logged in today and saw that

Best website ever!

Before the scores were way off and the credit reports were late/inaccurate
Now full reports and 2/3 credit monitoring company scores

 

[Rawtid]

Before the scores were way off and the credit reports were late/inaccurate
Now full reports and 2/3 credit monitoring company scores

I'm paying off a credit card and should have it paid off by May. I'm going to try not to check my score until after then. I was at 806 in August before I took on more debt from losing my job but now you got me wondering if that was accurate. Either way I want to get it back up and the site is still awesome.

 

[Jhoon]

And this is all free?

 

[Rawtid]

And this is all free?

Yes!! For the FREE!!

 

[Blackout]

 

[Vandelay]

I logged in today and saw that

Best website ever!

Coincidentally, I just checked my score earlier.

 

[HookersandIceCream]

I'm paying off a credit card and should have it paid off by May. I'm going to try not to check my score until after then. I was at 806 in August before I took on more debt from losing my job but now you got me wondering if that was accurate. Either way I want to get it back up and the site is still awesome.

I wouldn't stress too much on your score fluctuation if there is any.scores can go up easily as they go down.

 

[Canon]

i logged in today like fukk happened to my score

but they changed the score method so i was like

 

[Rawtid]

I wouldn't stress too much on your score fluctuation if there is any.scores can go up easily as they go down.

I feel you. I just want it to be high enough so I can feel confident when I go to apply for my mortgage, hopefully later this year. I want a 15 year and someone told me they are harder to qualify for so at the very least my credit score shouldn't be an issue.

 

[HookersandIceCream]

i logged in today like fukk happened to my score

but they changed the score method so i was like

Mines was hovering around 650 for months and months but I knew it wasn't correct.
Check it again and the updated scores both over 700

 

[I_Got_Da_Burna]

701

 

[HookersandIceCream]

I feel you. I just want it to be high enough so I can feel confident when I go to apply for my mortgage, hopefully later this year. I want a 15 year and someone told me they are harder to qualify for and I want to at least be able to say my credit is beyond decent and that not be an obstacle.

Theres not much difference between a 750 score 800 imo.
With mortgages incomes and down payment are a major factors.
They look through everything with a fine tooth comb and use a different scoring method all together to determines your mortage rate.

I am going through it right now refinancing the house.

 

[-G$-]

damn, my scores jumped up again in only like 2 months