Get Hit by a Car While Taking the Trash Out Brehettes

[Mordith]

bytch nikka denied my hit and run claim 35k out my pocket to fix my whip I want him in the upper room

Nikka insured his whip with a no name insurance company and has the nerve to be upset that they denied his claim

 

[2 Up 2 Down]

@2 Up 2 Down, that's the same folks. The hell you talking about? They all the ops. You are too if you're a white boy who likes Trump. I hope you choke to death in your sleep if that is indeed what you are.

You need Jesus

 

[Amerikan Melanin]

Shelby looked like a Pawg

 

[levitate]

Never been a fan of living right on a main street.

 

[mobbinfms]

Texas only has 30k minimum for bodily injury . Most people have minimum. Her injuries are not gonna be covered. They gonna sue these folks and take their house.

Plus 125 for the mailbox.

They better hope they got some type of umbrella insurance.

I don’t believe you can have the minimum bodily injury liability limits and also have an umbrella. I have an umbrella and there was a requirement that my liability limits meet a certain threshold on my underlying policy.

I wonder if the single mom has Underinsured Motorist coverage? Since it’s not mentioned, I assume that she also had the state minimum and the policies don’t stack in TX.

The article says that the person who fell asleep has no assets at all. Would a primary residence be collectible under TX law?

My understanding is they usually aren’t, although if she gets a judgment she could put a lien on the home.

 

[mobbinfms]

You be surprised. If the driver has a spouse and she has a separate policy then they can exhaust herself. Depending on state regulations.

The insurance company or attorney will file a underinsured claim against other people who live with the driver.

The reason is if they live in the same household they should be expected to be on the policy

This is not how underinsured motorist coverage works.
Underinsured motorist coverage covers the injured party in the event that the at fault party does not have sufficient insurance.

The at fault driver could be covered under a resident relative’s policy, but you could not pursue a direct action against other people who live in the household with the at fault driver. At least it doesn’t work that way in the states where I practice. (DMV).

 

[NYSTATEOFMIND]

Nikka insured his whip with a no name insurance company and has the nerve to be upset that they denied his claim

Mercury insurance is NOT a no name company- its publicly traded and probably has billions in assets- just bc you dont know shyt dont mean its no name
show ya ignorance brehs

 

[Bigblackted4]

fukk Kevin Williams at mercury insurance money on it

fukk Kevin Williams at mercury.

bytch nikka denied my hit and run claim 35k out my pocket to fix my whip I want him in the upper room

Bruh I’m dead at this exchange

 

[Kaypain]

You know why I'm here...

Imma need that info yo


Where is the @?

 

[skylove4]

The driver didn't own a house

They had no assets

She can sue but she won't get anything because there's nothing to take

If the driver is that broke and working she probably gets a few thousand for tax returns. I’d be going after them for years if I was Shelby

 

[DonDadda]

that looked personal

 

[mobbinfms]

If the driver is that broke and working she probably gets a few thousand for tax returns. I’d be going after them for years if I was Shelby

If she gets a judgment against him, he will file for bankruptcy and the debt would be discharged.
It’s really sad, but she has no means of recourse here beyond the minimum insurance limits.

 

[getmoney310cpt]

Nikka insured his whip with a no name insurance company and has the nerve to be upset that they denied his claim

 

[Roid Jones]

WTF was the driver drunk

 

[NYSTATEOFMIND]

WTF was the driver drunk

So you didnt read the story huh