The Nigerian
The Realest Member of TheColi
This thread makes my head hurt.
Getting straight raped by this auto loan I recently signed...
- Thread starter Klyk21
- Start date
ORDER_66
I dont care anymore 2026
The title goes in your name after I think... why would you think you would pay a termination fee?
HookersandIceCream
#TeamOrange
My ex fukked up. She traded in her Jeep for a new one in 2012. She financed a little over 22k for 72 months. If she makes all of the payments she will have paid over 11k in interest alone. 24% APR
She's made her payments on time for the past 15 months So I told her to refinance.
They are basically giving new cars away with low interest
She's gonna end up 34K for a 2012 Jeep
HookersandIceCream
#TeamOrange
I ask because I'm a fan of bmw but the older X5's look dated as hell and aren't fun to drive like their sedans
And even used they are still very expensive for waft your getting
Romey Rome
All Star
I still had like a year of payments left so idk n they said the quite for payoff was subject to a final account look over type of deal I can't think if the exact wording. im hoping they just mail me my title n that's it so i can call geico n get that low insurance. So are u tellin me I'm done now ?????
Romey Rome
All Star
I figure it's gonna be around 35 grand and around 600 a month so if me n my lady spilt that n the insurance we'd be good. I'm kinda getting it for her to have a nice reliable car ill still drive my car I paid off but on weekends or date nights we drive that. Tell me what y'all think. We been together 8 years so I feel like she's a quality woman
Klyk21
Hate is Rising, Love is Dying....
Lol, he was an ass but it was more my decision at that point. Try craigslist for bikes breh. Some dude had an 11 gsxr 600 for 6600 the other day. You can find a good deal but you need to pay cash though..fukk financingDealer probably treatin dude with straight contempt, ashing his cigarette on him and everything
Plannin on dropping 10k on a bike brehs
DemureNatural
Pro
Find a credit union and join it!
I just refinanced, saved $30 a month and interest at 1.99%
I just refinanced, saved $30 a month and interest at 1.99%
Saysumthinfunnymike
VOTE!!!
How does one get a 28% interest rate? Shouldn't it be like 3%? 
Klyk21
Hate is Rising, Love is Dying....
wow i was just about to post in this thread after homie in the tax return thread said he about to spend his on a 4k tv lol. Anyway, car paid, still running perfectly. Only repair was a fuel pump 2 years ago...nothing since except general maintenance stuff. Saved up 1400 bucks thus far. Still going to school, got a better job in the IT field and 100% debt free (no cc, no old bills, nada brehs)
Yes! This shyt taught me soo much man! I'm NEVER going into debt over a car loan again! Next thing I go into debt for will be a home...even then i'm looking at a 40-60k townhome that i can own in a couple years and sell that shyt at the end of the term. I mean, it's weird. Before this loan, I wanted mad cars like 30k lexus and shyt. Now, I'll just save the dough and cop a nice pre-owned joint from autotrader. Hell, most of the cars i TRULY desire are 100k and up so I'm good with a 15k-20k car that will last for 7 years.How does one get a 28% interest rate? Shouldn't it be like 3%?
Thats how they get uneducated buyers they ask "what can you afford monthly" and you will say 300, and they like 
"i can get you 280 a month", and sign you up for a 72 month 20% interest loan for a 2002 Benz 
"i can get you 280 a month", and sign you up for a 72 month 20% interest loan for a 2002 Benz
Klyk21
Hate is Rising, Love is Dying....
Yes, the market is geared to keep poorer uneducated people in debt for life.Thats how they get uneducated buyers they ask "what can you afford monthly" and you will say 300, and they like
