Conscious Pilot
Do Better.
well damn bruh
Getting straight raped by this auto loan I recently signed...
- Thread starter Klyk21
- Start date
Does the threadstarter have asperger's or something........
Why would you sign that contract....
I hope this guy is a minor, so he can void that contract and get his money back.
....
1) 28 % interest rate
2)finance charge is 1,972
3) financed 6000
4)number of bi-weekly payments....52 @ 150 a piece
5)put down 1300 but with all the fees and shyt...seems like i aint put down shyt!
6)9479 OWED for an 01 car (yeah nikka im private) with 120k miles man
Had about 3000 in the bank back in May after I quit my job but I couldn't find another job that was steady all summer (temp jobs...then laid off after 3days/1week/ respectively) and ended up having to dip into my savings to survive. Well fast forward to 2 weeks ago and my car (spent 11k for it and it was only worth about 4k) which I had for 6 years and recently had paid off only 2 years ago, broke down. shyt was leaking oil/coolant pipe busted as well and I had no idea oil had been going down. Shop said it was pretty much toast so I was forced to buy a car in 1 day. Applied at carmax and ford and got declined. I'm like.....I paid fukking 11k in payments ON TIME cuz for 3 years straight and nobody can approve me b/c I got 1 past due account on my shyt?! Pay all my bills ON TIME and everything!!! I was pissed off that day man I swear. Straight ready to take the Pt140 and do the damn thang at a bank. fukking credit!! I hate that shyt!!! Then one guy asked me about how long I had been on the job and I was like 3 months (more like 3 days but w/e) and he was like "we don't mess with temp agencies as signs of employment"Really tho bruh?! Man fukk him. Then strolled on over to the buy here -pay here used car dealership and got approved for 28% and the foreseeable future being fukked for me right now....Man....fukk this shyt
Klyk21
Hate is Rising, Love is Dying....
I think you got in a tough spot and panicked.
You talking out your ass right now bruh...
Most of y'all must've have only read the initial post. I've already explained what happened. nikka's in here calling me stupid, questioning my decisions and shyt....really though?! If ANYTHING y'all should be saying I shouldn't have resigned from my gig with only 3000k in the bank....IF ANYTHING! As said, I pay all my shyt on time and this loan will be paid ASAP to try and avoid the deep finance charges. If carmax would have approved me, I wouldn't be in this situation. My mistakes were putting down the initiial deposit and also not researching before buying. Stupid?! Panick?! Nah, I saw what was going to happen had I NOT got the car. Would not have money rent, food, school books etc and I would be out of money completely RIGHT NOW and be facing my last month in my crib and getting evicted (they don't play over here with late rent). I really shouldn't have to explain myself because a lot of y'all nikka's talking wreckless as fukk and don't know/ haven't read the full situation and just tryna joke on a dude who down (same way y'all did fendi when he lost his gig). I'm not even concerned though b/c I'm going to be ok. Got a job offer today and the shyt is mad close to home so I'm going to work there for the next year till this shyt is paid off. Then.....AZ
Non Sequitur
Creep.
Lol you're paying 28% interest for an 11 year old car!!!! And not because you HAD too.
Klyk21
Hate is Rising, Love is Dying....
nikka still ain't said what he would do....You have poor judgement in critical situations.
same goes for this guy....
Klyk21
Hate is Rising, Love is Dying....
Ok you didn't read...I'm not explaining anything further. You nikka's saw 28% and harped on that.
Ok you didn't read...I'm not explaining anything further. You nikka's saw 28% and harped on that.
I didn't read the entire thread but I just can't fathom you needing a car that bad that you got raped for it. But I'll look through the thread.
Sweet James
Pro
SMH at this down syndrome dude.........
You committed to that loan shark agreement, for an old ass car,
for a temporary job that didn't even commit to you. How stupid is that.
You agreed to a loan agreement was gong to end being longer than your temporary job, and then you want to say you make good choices. SMH
Also, why are you withholding the model and the brand of car in question..?
Klyk21
Hate is Rising, Love is Dying....
Job is in alpharetta, ga. It's literally 27 miles away (1 way, 54 both) and the shift starts at 6 am. Marta starts at 5, but the first bus out there is probably 6:30 or so. There was going to be no way I'd be able to make it out there. Borrowed my friends car for one day but that wasn't going to continue working (long story). Called in to work that one day and left vm telling them I was going to have to go look for a car that day and when I got back next day, they were like they didn't even RECEIVE a vm. Bs! They were already trying to get me out of there man, or so it seems.
HelgaPataki
Pro
if i was in your position i would have bought a bike. i see lots of people riding bikes. no car note, insurance or gas.
I forgot it was a temp job. Dude should have been rising early to catch the bus.SMH at this down syndrome dude.........
You committed to that loan shark agreement, for an old ass car,
for a temporary job that didn't even commit to you. How stupid is that.
You agreed to a loan agreement was gong to end being longer than your temporary job, and then you want to say you make good choices. SMH
Also, why are you withholding the model and the brand of car in question..?
