Good Credit being a job requirement.....

[JasonSJackson]

is one of the most ridiculous hiring practices i can think of. If a person is unemployed looking for a job more then likely their money is fukked up.....to dissqualify them on the basis that they aren't paying their bills, in that state, is ubsurd and debatably discriminatory.....

and i know nikkas going to come in here on the "well when they're potentially going to be dealing with money, it makes sense.." naw, it still doesnt........but even still, this credit requirement is not simply relegated to jobs where the applicant could/would be dealing with money. Example, I got a homeboy with a 90k degree who just got then ungot a job because of his credit..........which got fukked up in his time of unemployment.......

anyways, whats ur thoughts.......speak on it

 

[BrothaZay]

 

[JasonSJackson]

:ufag:

 

[No_bammer_weed]

is one of the most ridiculous hiring practices i can think of. If a person is unemployed looking for a job more then likely their money is fukked up.....to dissqualify them on the basis that they aren't paying their bills, in that state, is ubsurd and debatably discriminatory.....

and i know nikkas going to come in here on the "well when they're potentially going to be dealing with money, it makes sense.." naw, it still doesnt........but even still, this credit requirement is not simply relegated to jobs where the applicant could/would be dealing with money. Example, I got a homeboy with a 90k degree who just got then ungot a job because of his credit..........which got fukked up in his time of unemployment.......

anyways, whats ur thoughts.......speak on it

Its an end around to illegal, outright racial discrimination against a black applicant -- now you can just use his or her credit score, of which black people's are disproportionately lower in average, to justify non-hiring.

Its far too intrusive, and the relevancy to job performance is completely invalid. I predict the practice will be outlawed in the near future.

 

[Rayzah]

Yea the federal govt be on that bullshyt, you can be out of a job for like 3 months and get a job but fail the credit check because you have upaid bills on your credit due to you being unemployed I be like i can see if I had a judgment or something criminal. but I work in IT my job has nothing to do with handling money

 

[beenz]

Its an end around to illegal, outright racial discrimination against a black applicant -- now you can just use his or her credit score, of which black people's are disproportionately lower in average, to justify non-hiring.

Its far too intrusive, and the relevancy to job performance is completely invalid. I predict the practice will be outlawed in the near future.

this, and yes I agree, its bullshyt.

 

[thegreatwb]

They do this because if you have bad credit, it is more likely that you will accept bribes or steal money. Race doesn't have anything to do with it.

 

[JasonSJackson]

They do this because if you have bad credit, it is more likely that you will accept bribes or steal money. Race doesn't have anything to do with it.

see, told you......


anyways, so how does that logic translate to positions that arent dealing with money?

 

[No_bammer_weed]

They do this because if you have bad credit, it is more likely that you will accept bribes or steal money. Race doesn't have anything to do with it.

Thats absurd. Accept bribes? Where the hell do you get that from? What if someone simply co-signed on a loan that the original party defaulted on, thus ruining both credit scores? What if someone didnt have medical insurance, and they suffered a debilitating illness or injury? Situations like these makes someone untrustworthy now? There are a lot of reasonable explanations for poor credit.

But what you said is part of all this --- somehow our corporatized society has equated financial success and measures like "good credit" with morality and trustworthiness. Somehow if you've had financial hiccups in your life, that means you are an immoral, low class person who isnt even fit for employment. The fck kind of society is this?

 

[SuburbanPimp]

I agree, It happen to me for the first time in 06' I was like

Everything was good except my credit, I was able to dispute a few things and they pushed me through but I was like WTF

If you work in Banking or Finance I can understand a little but it just seems wrong to judge someone from their credit report. Especially when you got a Dad like mines who puts a gang of shyt in your name at a young age.

 

[thegreatwb]

see, told you......


anyways, so how does that logic translate to positions that arent dealing with money?

You would have to give an example of a job that doesn't deal with money but does require a good credit score for me to take a stab at it. Off the top of my head, I know that some local police, airport screeners, and a lot of government jobs require that you have good credit. It should be pretty obvious as to why they could think that these people would take bribes.

This isn't like Jim Crow laws. This applies to everybody. I knew a white boy who tried to be a cop when he got out the military. He had a clean record and a honorable discharge but he had stuff on his credit. They told him to re-apply once he cleaned up his credit.

 

[Majestic Pape]

They do this because if you have bad credit, it is more likely that you will accept bribes or steal money. Race doesn't have anything to do with it.

Is it really though?

Having bad credit makes you a thief now? No, it just (most likely) means you make poor money decisions or are irresponsible with YOUR money or... the likeliest... you just hit a hard time financially where you lost a job or got some medical expenses or something.

 

[HoustonHeat]

Just went to a professional conference where they discussed how many top level people committed and justified financial fraud because they believed their personal financial situation combined with their lack of compensation 'entitled' them to additional shavings of money here and there. It happens, from the wealthy to the poor.

It is not just in the financial industry, any company that has personal and confidential bio data info on people is also encouraged to conduct checks as part of their fraud prevention practice. Selling people's identity goes for a lot of profit, and online fraud rings are the hardest to track down and the easiest for a dumbass employee to get caught up in.

 

[thegreatwb]

Thats absurd. Accept bribes? Where the hell do you get that from? What if someone simply co-signed on a loan that the original party defaulted on, thus ruining both credit scores? What if someone didnt have medical insurance, and they suffered a debilitating illness or injury? Situations like those makes someone untrustworthy now? There are a lot of reasonable expectations for poor credit.

But what you said is part of all this --- somehow our corporatized society has equated financial success and measures like "good credit" with morality and trustworthiness. Somehow if you've had financial hiccups in your life, that means you are an immoral, low class person who isnt even fit for employment. The fck kind of society is this?

I know it sounds stupid but it's true. They think that you would be more likely to be hard up for money so you would accept a bribe over someone else with good credit.

 

[Majestic Pape]

Thats absurd. Accept bribes? Where the hell do you get that from? What if someone simply co-signed on a loan that the original party defaulted on, thus ruining both credit scores? What if someone didnt have medical insurance, and they suffered a debilitating illness or injury? Situations like those makes someone untrustworthy now? There are a lot of reasonable expectations for poor credit.

But what you said is part of all this --- somehow our corporatized society has equated financial success and measures like "good credit" with morality and trustworthiness. Somehow if you've had financial hiccups in your life, that means you are an immoral, low class person who isnt even fit for employment. The fck kind of society is this?

If I could give this post 100 daps I would.