Supreme HD
Superstar
Rep me please!!!
Hitting the 3k in savings mark pre tax return appreciation!!
- Thread starter Klyk21
- Start date
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- Tags
- pretax savings account
sayyestothis
Free the guys
Congrats OP!!!!
Just sold my crib. Settlement in a couple weeks..account about to be on swolllllle...
Til my down payment on new house...smh
Just sold my crib. Settlement in a couple weeks..account about to be on swolllllle...
Til my down payment on new house...smh
Klyk21
Hate is Rising, Love is Dying....
Relative to my income...i work full-time and go to school
No investments but currently shopping for etfs/mutual funds
Bless't
Living the dream
Now its $3250.14
Basically, how most people play games on their phones, I do the same with my money. Let me explain. When I'm just sitting around, ill (restaurant, library, waiting room, home etc) login to my mobile banking app and just take chunks out of my checking at a time. For example, Ill see 321.93 in my checking and take out eithe 21.93 making it 300, 6.93 making it 315 or even as small as 1.93 making it 320 remaining (have an obsession with complete even/odd numbers) based on my expected use of funds. Basically, I charge myself microtransactions like banks do overdraft fees...I figured a while back that I could just do that shyt to myself and keep the funds
I do the same shyt breh. Online banking (mobile) has made me kind of obsessed with keeping my finds on that even/odd wave too.
ll_simon
GQ MoTY Candidate
Ain't tryina rain on the parade, cause I'm not there yet. But is 3k considered a lot for savings? I'm tryina get to 10k
AlwaysLurkin
Superstar
The average person doesn't even have 1k to their name tho
It's amazing how much you can save when you make it a priority. Me and my wife had maybe a couple thousand saved abs like 2,500 in investments at the beginning of last year. In the midst of planning for a child we decided we were gonna go hard since she wants to take 3 months off. As of right now...
11k in the checking account
10k in the saving account
3.7k in the investment account (and I've lost a few hundred over the past few months)
And that's with everything paid for for the baby that's due in a month (except the medical bills for the delivery).
Feels good.... now I get pissed whenever the checking account gets under 9k. Feels really good brehs
11k in the checking account
10k in the saving account
3.7k in the investment account (and I've lost a few hundred over the past few months)
And that's with everything paid for for the baby that's due in a month (except the medical bills for the delivery).
Feels good.... now I get pissed whenever the checking account gets under 9k. Feels really good brehs
More than 8x the OP
open a roth ira as soon as possible. I recommend betterment (you can open one for as little as 10 dollars there)