I copped my first home 13 months ago, the mortgage company gave me a 30 year good faith estimate, that of course I know can change based on fluctuations of the property insurance and property taxes.. But I just received my first escrow analysis and these Fukkers is raising my mortgage 300 dollars 
for the next 12 months and 150 at least for the life of the loan.. I was in a first time home buyers program, and these b*stards, seemingly intentional, underestimated my property taxes and only added in a 6 month total as opposed to the 12 month total, creating an shortage that has been building since my first fukking payment 
, everywhere I look it says I have no recourse, this some bullshyt breh
for the next 12 months and 150 at least for the life of the loan.. I was in a first time home buyers program, and these b*stards, seemingly intentional, underestimated my property taxes and only added in a 6 month total as opposed to the 12 month total, creating an shortage that has been building since my first fukking payment , everywhere I look it says I have no recourse, this some bullshyt breh