Bleed The Freak
Superstar
fukk Kansas brehs.
Hospitals keep taking a bath.....I hate hate hate suffering but people keep voting in these fukkers...how much should you and I care?
House GOP reveals AHCA: Update - Repeal of ACA IS BACK ON
- Thread starter Dr. Acula
- Start date
Hospitals keep taking a bath.....I hate hate hate suffering but people keep voting in these fukkers...how much should you and I care?
Bleed The Freak
Superstar
E.X.A.C.T.L.Y
I work here breh
DlAMONDZ
That pu$$y got me grinning
They re-elected this clown
Terrible
Hood Critic
The Power Circle
The sides are so far apart about what they want I just don't see them coming to a consensus anytime soon and if they do the bill will be so at odds with itself that I don't see how it will benefit citizens.
Wellmark, Iowa's largest insurer, to halt sales of individual health insurance policies
Iowa’s dominant health insurance company has decided to quit selling individual policies because of tumult in the market stemming from the Affordable Care Act and Republicans’ failed effort to replace it.
Wellmark Blue Cross & Blue Shield’s decision means more than 21,000 Iowans who bought health insurance policies from the company in the past three years will need to find another carrier — and it’s not clear all of those people will have another choice.
Wellmark President John Forsyth said his company's decision was painful but necessary, because the carrier had lost $90 million over three years covering that group of people.
“We’re an Iowa company, we’re here for Iowans, we want to do the right thing for Iowans, but we can’t allow a small subset to put the broader group in jeopardy,” he said in an interview Monday.
Forsyth said the overall problem is too few healthy, young consumers are buying health insurance. That drives up costs, because the pool of customers is filled with older Iowans with chronic, expensive health problems. “You’ve got to get those healthy people in the pool to make this work,” he said.
Monday's announcement won’t affect most of the 1.6 million Iowans who have Wellmark insurance, including policies purchased through an employer. It also won’t affect nearly 77,000 Wellmark customers who bought individual policies that took effect before Jan. 1, 2014. But it will mean the company won’t sell any new individual policies for 2018, and those who bought such policies since 2014 will lose them.
Two other carriers, Aetna and Medica, sell individual policies in much of the state. But they have not yet committed to doing so for 2018. Iowa Insurance Commissioner Doug Ommen said he is worried that consumers in some Iowa counties won’t have any options if they need to buy individual health insurance policies for next year. “We are very concerned about this development,” Ommen said of Wellmark’s announcement.
Ommen said carriers have until June to submit proposed health insurance premium rates for 2018, and they still would have until October to decide whether to pull out of the state's market.
Wellmark dominates Iowa’s health insurance market, selling roughly three-quarters of all policies in the state.
In much of Iowa, the only other two choices for individual health insurance are Medica, a relatively small carrier based in Minnesota, and Aetna, a national company that already has stopped selling such policies in all states but Iowa, Delaware, Nebraska and Virginia.
The individual Wellmark policies that would be affected by Monday’s decision include 18,900 sold in traditional ways and about 2,500 sold on the Obamacare “exchange,” which is the government’s online marketplace.
For the current year, Wellmark raised premiums on some individual health-insurance customers by as much as 43 percent.
Wellmark's decision to stop selling individual policies in Iowa comes after consumers here already lost two other choices for such plans. UnitedHealthcare announced in 2016 that it would stop selling individual policies in the state. CoOportunity Health, a health-insurance co-op set up under the Affordable Care Act, collapsed in 2015.
Forsyth said his company hopes to re-enter the individual market in the future, but it has firmly decided to stay out for 2018. He made several recommendations for how government leaders could stabilize the market. One would be to set up a system to help shoulder insurers’ costs once they top $100,000 in a year for a particularly sick consumer. That would only affect a few hundred Iowans per year, but it would do a great deal to stabilize insurers’ risks, he said. Forsyth cited a single Wellmark customer who has a rare genetic disease that is costing more than $1 million per month to treat.
Forsyth said he supports the Obamacare rule barring discrimination against people with pre-existing health problems. But he said the government needs to set up strong measures to encourage young, healthy people to buy coverage in order to balance out the costs of older people with more health problems.
Wellmark also wants the government to give young people extra subsidies toward premiums. And he wants the government to let insurers return to their old practice of charging young people as little as one-fifth as much for premiums as older people are charged. The current rule is one-third, meaning insurers have to charge relatively high rates to young consumers, discouraging them from getting in the pool, he said.
Critics of the idea of loosening the rule say doing so would let insurers charge older consumers exorbitant premiums, but Forsyth said that wouldn’t have to happen if enough young people enter the pool.
http://www.desmoinesregister.com/st...ndividual-health-insurance-policies/99994906/
Iowa’s dominant health insurance company has decided to quit selling individual policies because of tumult in the market stemming from the Affordable Care Act and Republicans’ failed effort to replace it.
Wellmark Blue Cross & Blue Shield’s decision means more than 21,000 Iowans who bought health insurance policies from the company in the past three years will need to find another carrier — and it’s not clear all of those people will have another choice.
Wellmark President John Forsyth said his company's decision was painful but necessary, because the carrier had lost $90 million over three years covering that group of people.
“We’re an Iowa company, we’re here for Iowans, we want to do the right thing for Iowans, but we can’t allow a small subset to put the broader group in jeopardy,” he said in an interview Monday.
Forsyth said the overall problem is too few healthy, young consumers are buying health insurance. That drives up costs, because the pool of customers is filled with older Iowans with chronic, expensive health problems. “You’ve got to get those healthy people in the pool to make this work,” he said.
Monday's announcement won’t affect most of the 1.6 million Iowans who have Wellmark insurance, including policies purchased through an employer. It also won’t affect nearly 77,000 Wellmark customers who bought individual policies that took effect before Jan. 1, 2014. But it will mean the company won’t sell any new individual policies for 2018, and those who bought such policies since 2014 will lose them.
Two other carriers, Aetna and Medica, sell individual policies in much of the state. But they have not yet committed to doing so for 2018. Iowa Insurance Commissioner Doug Ommen said he is worried that consumers in some Iowa counties won’t have any options if they need to buy individual health insurance policies for next year. “We are very concerned about this development,” Ommen said of Wellmark’s announcement.
Ommen said carriers have until June to submit proposed health insurance premium rates for 2018, and they still would have until October to decide whether to pull out of the state's market.
Wellmark dominates Iowa’s health insurance market, selling roughly three-quarters of all policies in the state.
In much of Iowa, the only other two choices for individual health insurance are Medica, a relatively small carrier based in Minnesota, and Aetna, a national company that already has stopped selling such policies in all states but Iowa, Delaware, Nebraska and Virginia.
The individual Wellmark policies that would be affected by Monday’s decision include 18,900 sold in traditional ways and about 2,500 sold on the Obamacare “exchange,” which is the government’s online marketplace.
For the current year, Wellmark raised premiums on some individual health-insurance customers by as much as 43 percent.
Wellmark's decision to stop selling individual policies in Iowa comes after consumers here already lost two other choices for such plans. UnitedHealthcare announced in 2016 that it would stop selling individual policies in the state. CoOportunity Health, a health-insurance co-op set up under the Affordable Care Act, collapsed in 2015.
Forsyth said his company hopes to re-enter the individual market in the future, but it has firmly decided to stay out for 2018. He made several recommendations for how government leaders could stabilize the market. One would be to set up a system to help shoulder insurers’ costs once they top $100,000 in a year for a particularly sick consumer. That would only affect a few hundred Iowans per year, but it would do a great deal to stabilize insurers’ risks, he said. Forsyth cited a single Wellmark customer who has a rare genetic disease that is costing more than $1 million per month to treat.
Forsyth said he supports the Obamacare rule barring discrimination against people with pre-existing health problems. But he said the government needs to set up strong measures to encourage young, healthy people to buy coverage in order to balance out the costs of older people with more health problems.
Wellmark also wants the government to give young people extra subsidies toward premiums. And he wants the government to let insurers return to their old practice of charging young people as little as one-fifth as much for premiums as older people are charged. The current rule is one-third, meaning insurers have to charge relatively high rates to young consumers, discouraging them from getting in the pool, he said.
Critics of the idea of loosening the rule say doing so would let insurers charge older consumers exorbitant premiums, but Forsyth said that wouldn’t have to happen if enough young people enter the pool.
http://www.desmoinesregister.com/st...ndividual-health-insurance-policies/99994906/
So this is the solution that Pence came up with to please the Freedom Caucus.
Kill the recent sacred cow of the right: Pre-existing conditions.
These are the targets
The fukkery.... oh my god.
This thread should be on and popping once this fight picks back up.
Watch out for middle of the night votes and distractions coming up.
Kill the recent sacred cow of the right: Pre-existing conditions.
These are the targets
Pence presents new healthcare offer to Freedom Caucus
The fukkery.... oh my god.
This thread should be on and popping once this fight picks back up.Watch out for middle of the night votes and distractions coming up.
88m3
Fast Money & Foreign Objects
Obamacare's approval rating is at 50%
That's up from the low 30's it was on election night
It's like people finally bothered to read about ACA and what the Republican's replacement was
Obamacare's approval rating is at 50%
That's up from the low 30's it was on election night
Common sense kicks in when people are looking at debt and death.