How do people fukk up their credit

[ADK]

I’m just now establishing credit at 23 and this shyt is EZPZ

Just spend what you have

 

[DamienWayne]

If u don’t have student loans your ahead of the game

 

[Dwight Howard]

Forget about payments, alot easier then you think

 

[Born2BKing]

Max out your credit cards and then miss a payment or two and your fukked.

 

[AquaCityBoy]

The average American doesn't even have $1000 to spare on a rainy day and you're wondering how people can fukk their credit up?

 

[Rice'N Beckford]

Interest, using their card on dumb shyt, cash advances, payday loans, medical bills, evictions, student loans, family

 

[Thavoiceofthevoiceless]

Putting blind faith in people by being a co-signer and then acting surprised when they end up stuck with the bill. If they fukked up their own credit, why put faith in them that they will do right with yours?

 

[Barlow]

i had bills in my name when i was 4

 

[UberEatsDriver]

I’m just now establishing credit at 23 and this shyt is EZPZ

Just spend what you have

It is easy. The habit comes from education and also many people with bad credit had parents who had bad credit or in the case of black folks it was their parents that did a lot of the damage.

the whole point of having good credit is to Pay your bills on time and never depend on a credit card.

 

[Bryan Danielson]

I’m just now establishing credit at 23 and this shyt is EZPZ

Just spend what you have

you 23?

 

[UberEatsDriver]

Max out your credit cards and then miss a payment or two and your fukked.

This is something that’s easy to do but people still do it but that’s because of poor education

 

[Threnody]

These credit companies give dumbass 18 year olds from the hood who never had 1K before a $15,000.00 credit line

Like me for example that was years ago tho my shyt is str8 now

 

[Ethnic Vagina Finder]

I’m just now establishing credit at 23 and this shyt is EZPZ

Just spend what you have

You can have a low credit score by not having credit cards or any type of history.

 

[UberEatsDriver]

These credit companies give dumbass 18 year olds from the hood who never had 1K before a $15,000.00 credit line

Like me for example that was years ago tho my shyt is str8 now

In my opinion it should be mandatory that every person who turns 18 get a secure credit card first

 

[UberEatsDriver]

You can have a low credit score by not having credit cards or any type of history.

You would have a inefficient score which is basically 0