MoroccanBoy
Madness
the better your credit score the better or easier life could be
you need good or decent credit to get better credit card offers, better car deals
Credit scores are used by most lenders. They're important to have if you ever decide to purchase a home, a car, or even open your own business. Potential employers or landlords, as well as phone and utility companies, may look at your score to determine whether to do business with you.
I rent in absolute shytholes. The worst parts of the city. my rent atm is 57 a week for a 1 bedroom flat. I don't really plan on getting a mortgage or financestry or anything. If I want a new car I will save up and pay cash. Credit is for English people I think. It doesn't matter to me.

nikkas getting loans for $100
84 payments on a 10,000 dollar loan at $743.99 a month = $62,495.16... what a scam