How many credit cards do you have?

[detroitwalt]

…

 

[UpNext]

Post your credit score too so we know the full story. I know some of you 20 card having mofos not paying off everything so lets see that score too

 

[UpNext]

1, i never understood the multiple card thing

Citi 15k limit

Rewards hunting. If you get a card with 18 months zero interest that'll pay you 200/300 back on a 1500ish spend in 3ish months, that's easy free money you're leaving on the table.

Then once you can't find anymore good deals you noticed a lot of these cards have special deals and cash back features in things you're going to have to pay for anyway.


And then once you get comfortable with these customized cash back joints you can get 3-30% cash back on gas, food, clothing that you were going to buy in cash anyway if you rotate the right cards.

 

[Rev Leon Lonnie Love]

Rewards hunting. If you get a card with 18 months zero interest that'll pay you 200/300 back on a 1500ish spend in 3ish months, that's easy free money you're leaving on the table.

Then once you can't find anymore good deals you noticed a lot of these cards have special deals and cash back features in things you're going to have to pay for anyway.


And then once you get comfortable with these customized cash back joints you can get 3-30% cash back on gas, food, clothing that you were going to buy in cash anyway if you rotate the right cards.

Makes sense. I might try this in the future. I actually just payed for a $300 amazon order with my credit card points which I amassed in 2 months. So maybe theres more to be had out her for me

 

[zerorequiem]

My credit is fukked up. Salute to yall brehs out here eating

 

[Legal]

Total of six, but the only one I ever use is my AmEx Gold, so I can rack up rewards points.

 

[GoFlipAPack]

Amex Plat
Amex Gold
Navy Fed
Navy Fed
Pentagon FCU Gold Card
Crapital One
Global CU
X1
Kinecta FCU
PNC

 

[Dariusfromboston]

Amex Plat
Capital one
Apple
Discover

 

[KingBeez]

Amex Platinum
Amex Gold
Chase Sapphire Preferred
Chase Freedom Flex
Chase Marriott Bonvoy Boundless
Discover IT Card

 

[ISO]

1, i never understood the multiple card thing

Citi 15k limit

Rewards and long credit line.

 

[SoulController]

Rewards hunting. If you get a card with 18 months zero interest that'll pay you 200/300 back on a 1500ish spend in 3ish months, that's easy free money you're leaving on the table.

Then once you can't find anymore good deals you noticed a lot of these cards have special deals and cash back features in things you're going to have to pay for anyway.


And then once you get comfortable with these customized cash back joints you can get 3-30% cash back on gas, food, clothing that you were going to buy in cash anyway if you rotate the right cards.

my mom does it, i get it but its too complicated for me. i'd forget to cancel and end up paying fees lol

 

[Kasgoinjail]

I actually don't have any and I ignore the ads coming through my post for them

I know people say it's good to build credit but I have a few direct debits that build me up and I have very little debt aside from my student loan

which I will never ever pay back in Jesus name I pray

 

[UpNext]

my mom does it, i get it but its too complicated for me. i'd forget to cancel and end up paying fees lol

I mean I just pay everything off as soon as I get home through the apps. Takes like 1 minute.

 

[dora_da_destroyer]

3, 20-45k limits - don't have the patience or desire to be spending time trying to collect a million points and shyt. and i aint never charging up $100k worth of shyt so no need to get more cards

 

[chineebai]

Around 10 but I really use about 2 or 3.