BaileyPark31
Love, Peace, Health, and Wealth
They had her fukd up!
That overdraft FUKKED ME UP in my twenties. I had no idea what an overdraft was and just used to pull 20 out my atm when I had under 20 in my account. I kept thinking it was a hack or something in the system I was exploiting. Nah, this was First Union, that had like 1600 in fees and expenses I racked up over a few years. Paid it all off in my early 30sI remember when I used to live off overdraftingpayday hit and be left with like 345 in my account
![]()
Naw. Naw I was fully aware.That overdraft FUKKED ME UP in my twenties. I had no idea what an overdraft was and just used to pull 20 out my atm when I had under 20 in my account. I kept thinking it was a hack or something in the system.
She was on some Marlo shyt.
"My money. Y'all got my money in here"
![]()
*Money don't got no owners, only lenders.

Breh how much was in her account that overdraft got it
What was the amount that made you that mad
![]()
If they are anything like Bank of ScAmerica they prolly did some funny shyt with how they processed her transactions and instead of doing an overdraft for one big purchase the processed the little transactions later as individual overdrafts. Intentionally processing shyt in a certain order. Bank of ScAmerica had a whole class action lawsuit about that shyt. It should be illegal.
Judge OKs $410M BofA overdraft settlementI always felt they was doing that shyt , but never had proof
The lawsuit claimed that Bank of America processed its debit card transactions in the order of highest to lowest dollar amount so it could maximize the overdraft fees customers paid. An overdraft occurs when the account doesn't have enough money in it to cover a debit card transaction. Similar lawsuits have been filed against more than 30 other banks.
Despite the settlement, Bank of America insists there was nothing improper about the processing sequence. New regulations enacted following the recent financial crisis prohibit banks from charging overdraft fees on debit cards without first getting customer permission.
Bank of America has agreed to pay consumers $75 million to settle a class action lawsuit that alleged the bank improperly charged customers overdraft and other fees.
This week, lead Plaintiffs Lisa Morris, Michael Bui, Tumika Williams, Albert Edge, and Kristen Valperga asked U.S. District Judge Robert J. Conrad Jr. of the Western District of North Carolina to grant the settlement preliminary approval.
The class action lawsuit, which was filed in 2018 and amended in 2019, alleges that Bank of America (BOA) engaged in a “systematic, multipronged effort by the bank to extract unearned fees” from its customers.
The claim alleged that BOA charged multiple overdraft and insufficient fund fees on the same transaction, charged fees on internal BOA account transfers, and prematurely deducted fees from checking accounts.
“Together, these fee practices work in concert to increase defendant’s revenues while catching account holders in a cycle of deceptive and improper fees and charges,” the BOA customers said, reports Law360.
I wrote a check one time back in college at a grocery store. It overdrew my account. The grocery store kept trying, and each time it was a new overdraft fee added. I went to the bank and talked to the manager… the punk told I had pay up. So I got paid the next day was ready to get it straight. It still went up over $500. I went back in his office and that’s when he put an ach block on it. I went off… he could have done that in the beginning. He was likeThem overdraft fees should be illegal. Just stop the fukking payment!
Overdraft fees crushed me one time when I was just a young boy. Cashier charged something expensive I had bought 3 times instead of doing a return. Then my rent check and cell phone bill bounced plus the overdrafts on my negative account. I almost broke down.
.I just got a check from them about thisIf they are anything like Bank of ScAmerica they prolly did some funny shyt with how they processed her transactions and instead of doing an overdraft for one big purchase the processed the little transactions later as individual overdrafts. Intentionally processing shyt in a certain order. Bank of ScAmerica had a whole class action lawsuit about that shyt. It should be illegal.