
this...one of my wife and I financial goals over the next 10 yearsI'm quite comfortable. But I saved up enough to put 2 kids through college. So I'm happy.
this...one of my wife and I financial goals over the next 10 years (kids are under 1 now, so we got time)
for realA lot of brothers and sister don't realize how cheap it is to have a college fund, you are starting at the perfect time. For essentially a few dollars a month, I worked with a financial advisor to maximize, make wise investments, and build a future so my kids don't have to struggle the way I did.

, so not even sure if she's going to go back right away


yeah, does a second income cover daycare? It's like why even bother if it evens out.for real
up here (Canada), gov't provides additional grants for for education accounts. Gov't will provide up to $500 a year for 17 years assuming you can contribute at least $2500 to the RESP (registered education savings plan) per year
my wife and i usually put in any extra funds we have per month right now (she's still on maternity leave) and hope to increase the contributions once she goes back to work; but daycare costs are ridiculous up here (roughly $1000-1300 per month per child), so not even sure if she's going to go back right away
yeah, but then its like one of us is essentially working just to cover day car costs; once the kids turn 18 months, costs go down considerably, but mat leave is only for 1 year, so wife might extend her leave for another 6 months, but then her job isnt guaranteed when she gets back (they only hold the position for the year)yeah, does a second income cover daycare? It's like why even bother if it evens out.