RhodyRum
Mark Gassed-A-Heaux
Only people who should receive material gifts for Christmas are kids and the older elders of the family, and moreseo as a lifetime achievement award. Those who've entered the world 18-20 years ago, and those who're retired and may not have much in disposable income due to no longer working.
Think about it, what's the rationale between 2 adults who both have jobs, make at least decent money, buying gifts for each other that they may want, when each can just take their money and buy what they will want?
If you have to spend money, here's an even better idea that IMO should be encouraged, and this would work perfectly given Christmas' place on the calendar: You and your trusted loved one or ones start saving Christmas money in January. Twelve months later on Christmas day everyone puts their money together and y'all open up an investment portfolio shortly thereafter. And you do this year after year and keep adding to the pot. This way all of that money that would go to corporations stay in the family and is allowed to grow. If you start doing this in your 20s or 30s, there'll be a nice little nest egg when everyone begins to retire. Keep a yearly ledger of everyone's contributions so everyone knows what they're entitled to due to their percentage of contribution to the portfolio, or everyone can just agree to putting in the same amount to keeps things even and simple. And no one touches it until a specified payout date years down the road.
Now instead of losing money for Christmas, you've made money for Christmas
And of course I understand some people have family members and friends that they can't trust for shıt. Those people shouldn't even be on your Christmas list to begin with, much less be part of a plan like this. Also, if you pitch this idea to your significant other and they say they'd prefer material presents, you've just saved yourself from someone who isn't serious about building long term with you
Think about it, what's the rationale between 2 adults who both have jobs, make at least decent money, buying gifts for each other that they may want, when each can just take their money and buy what they will want?
If you have to spend money, here's an even better idea that IMO should be encouraged, and this would work perfectly given Christmas' place on the calendar: You and your trusted loved one or ones start saving Christmas money in January. Twelve months later on Christmas day everyone puts their money together and y'all open up an investment portfolio shortly thereafter. And you do this year after year and keep adding to the pot. This way all of that money that would go to corporations stay in the family and is allowed to grow. If you start doing this in your 20s or 30s, there'll be a nice little nest egg when everyone begins to retire. Keep a yearly ledger of everyone's contributions so everyone knows what they're entitled to due to their percentage of contribution to the portfolio, or everyone can just agree to putting in the same amount to keeps things even and simple. And no one touches it until a specified payout date years down the road.
Now instead of losing money for Christmas, you've made money for Christmas
And of course I understand some people have family members and friends that they can't trust for shıt. Those people shouldn't even be on your Christmas list to begin with, much less be part of a plan like this. Also, if you pitch this idea to your significant other and they say they'd prefer material presents, you've just saved yourself from someone who isn't serious about building long term with you
