How much you owe in credit card debt right now?

[Geode]

But as I pay down, I've been given larger lines, so my utilization has decreased. It's been a journey.

 

[Saysumthinfunnymike]

0

 

[TheKongoEmpire]

6500…young dumb and freeeeee!!!



shyt is almost maxed out…I need financial advice asap I’m not good with money at all

Brother. it's 2022. You ain't got to live like this and WAIT for someone to dropped knowledge. Reddit and YT is really all you need. Stop being lazy and go n' get it!

 

[TheKongoEmpire]

I got 890.

 

[Artificial Intelligence]

.......................

 

[International Playa]

3k, but I got the money to pay off, just haven't done it yet

 

[Marci-Senpai]

Brother. it's 2022. You ain't got to live like this and WAIT for someone to dropped knowledge. Reddit and YT is really all you need. Stop being lazy and go n' get it!

I have a problem with impulse buying…that temporary high of purchasing something and experiencing something new had me in a loop

 

[BigMoneyGrip]

$25000

 

[MikelArteta]

average american has 6,500 in credit card debt

guess im the only coli nikka thats high

 

[TheKongoEmpire]

I have a problem with impulse buying…that temporary high of purchasing something and experiencing something new had me in a loop

Stop it!

 

[Izanami]

$9,000

with about $110,000 in credit spending. Below 10% usage while having a credit score of +800

 

[WonderCheeks]

$700, I just bought new tires and had some other car repairs done. As soon as I got home I put that credit away with the other one so I won’t use it again. I don’t plan on breaking out the cards again until my vacation in May. I stopped using credit cards for years but have been scammed on a few online purchases and have had to fight a hotel about questionable charges that took an additional $1100 from my checking account (and this was after they ate my balance with a hold). We are trapped to have a reason to use credit cards in this country. I wrecked my credit by 25 and when I went credit card free for about 5 years I encountered so much bullshyt doing the basic things when traveling or making large purchases. I won’t judge anyone with credit card debt because that’s what the system wants, us to be in an endless loop of debt.

 

[Be Strong Blackman]

0 because I always try and keep my credit cards paid off every month.

same

 

[USMaroon]

Let me post, in total got about 12k in outstanding cc debt across 3 cards. They all have 0% interest until Aug, Nov and Dec respectively. Sure they can be paid but it aint no rush since its like free money to use. Score is about mid 720's (could be a lot higher if I stop playing around with different credit card offers). Combined, over close to 50k in available credit across multiple c/c and one personal loan with 3k balance.
Right now, my main goal is paying off my 30 yr mortgage in 15/17 years. If you guys remember my old thread about selling my financed vehicle to Carmax, you know i have no car payments. My strategy to payoff mortgage is putting my old car payments now towards the mortgage monthly plus my tax returns and annual work bonus. I expect to save over $200k in interest payments over the life of the loan

 

[Robo Squirrel]

0 because I always try and keep my credit cards paid off every month.

This is the way.