I got Rear ended by a utility truck

[O.iatlhawksfan]

Aight, I'll be your preliminary claims adjuster.

Rear ends are easier claims to settle because everyone has a duty to maintain a safe distance.

Here's the scenario though, who ever initiated the accident is going to be at fault.

We total up all the property damage and bodily injury bills and then compare it to the at fault insurance policy.

For example, minimum in GA is 25k for property damage and bodily injury.

If the damages in total exceed 25k and the at fault party only has minimum coverage , the at fault party is officially under insured.

Do you have medical payment or personal injury protection coverage?
Do you have collision Coverage?
Do you have uninsured motorist coverage?

Idk the exact detail of my coverage I just know I have progressive and it’s full coverage

 

[hatealot]

Idk the exact detail of my coverage I just know I have progressive and it’s full coverage

Aight. I've worked for progressive as a claims adjuster so I'm familiar with the process.

Make sure you get the police report case number so you can provide to insurance companies.

Have you already reported the accident to Progressive, if not do so they can assign a adjuster to the claim to start working the insurance side of things

 

[Noriega]

Ain’t a mod on here a insurance adjuster or something?

 

[hatealot]

Ain’t a mod on here a insurance adjuster or something?

I'm a claims adjuster. I worked for geico and progressive. I'm still licensed in NYS as a independent claims adjuster.

I'm still a claims adjuster for another carrier

 

[Hoodoo Child]

Utility truck huh? Got Ram'ed?

 

[O.iatlhawksfan]

I talk to my lawyer he said he gon have me right, I’m goin to the doctor tomorrow for my back pain

 

[CoryMack]

Got hit by a white guy in a cable truck?

whiplash! rhymes with get cash!

 

[O.iatlhawksfan]

Do I have to take a drug test?

 

[shopthatwrecks]

Do I have to take a drug test?

he hit u ...he the one gotta take a drug test...

get pictures..his license your lower back hurt...

 

[CoryMack]

Do I have to take a drug test?

For what? You ain’t the one at fault.

unless your driving is part of your employment when you got hit there’s no reason you should have to.

 

[Money Be Green]

Do I have to take a drug test?

. Yea you aint getting no bread

 

[CashmereThoughts]

Get rear ended... Brehs....

I knew this exact comment would be here

 

[Sonic Boom of the South]

Make sure u go to a chiropractor as much as possible and sporadic emergency room visits about headaches and body pain

 

[Cyrus' Wife]

You better get your money sir lol

 

[Neo. The Only. The One.]

I hope you got lots of pics and get a copy of the police report. You're gonna need that.