I have 5 credit cards. How to get Atleast a 10k limit on all?
- Thread starter BrothaZay
- Start date
Bryan Danielson
Jmare007 x Bryan Danielson x JLova = King Ghidorah
@BrothaZay
4 pages in and I already know I’m late to the game with this.
I haven’t read all through the thread and you probably already got some sound advice.
I will only add this.
It’s not gonna happen overnight so you just need to be patient.
But basically keep your utilization to 30% or lower (under 10% is great)
And just be patient.
I see some folks have asked for a higher increase over time. But I have never. I have 4 CCs and they all increased on their own and in the most dramatic ways.
It took me about 2 years but my limit skyrocketed. So atleast be patient for 2-3 years as you do the right thing
4 pages in and I already know I’m late to the game with this.
I haven’t read all through the thread and you probably already got some sound advice.
I will only add this.
It’s not gonna happen overnight so you just need to be patient.
But basically keep your utilization to 30% or lower (under 10% is great)
And just be patient.
I see some folks have asked for a higher increase over time. But I have never. I have 4 CCs and they all increased on their own and in the most dramatic ways.
It took me about 2 years but my limit skyrocketed. So atleast be patient for 2-3 years as you do the right thing
MaxBundles
Veteran
Can you do this if you not married?
Yep.
Sign up bonuses
null
...
move to europe 
THIS THREAD MADE ME REQUEST AN INCREASE ON MY NAVY FED CARD. NO RESPONSE YET.
MY WIFE GOES IN AND GETS 20K OFF RIP. IM FURIOUS.
MY WIFE GOES IN AND GETS 20K OFF RIP. IM FURIOUS.
BlackedOut
Pro
Don’t be broke
Why do you have so many credit cards ?
Rev Leon Lonnie Love
damned mine eyes, DAMNED mine eyes!!
Read the thread
beenz
Rap Guerilla
yeah, I rarely hit 1% myself either. but it's there for when I need it. for instance, we're going to the bahamas this summer and I bought some furniture last year, so I was using it for that. but I pay it off instantly.
aXiom
Maximized Potential
Regarding fraud, yeah, it does increase the attack surface, but it doesn't really matter as it's the bank's money and they're quick to correct any mishaps without much of an setback to you.. You also have access to more back up card options while you wait for your main card to get replace if compromised... There's no real downsides to having more cards, unless you're paying an annual fee.. another one of the pros of using a credit card over a debit.. my debit cards go from mailing envelopes to a drawer never to see the light of day.
One of the main reasons for so many cards is sign-up bonuses. If you know you have a big spend coming up and you can get a card with a decent bonus offer you stand to gain more... free trips, hotel stays, points transfer with points partners, cash back etc... it all depends on your spending habits and lifestyle... it also has the added side effect of increasing your overall credit limit which lowers your utilization. It's not for everyone though and you need a bit of financial discipline.. but it's a great way to pay for trips.. sometimes even allowing you a +1 without the extra spend.
NoRead the thread
AAAAAAYE.THIS THREAD MADE ME REQUEST AN INCREASE ON MY NAVY FED CARD. NO RESPONSE YET.
MY WIFE GOES IN AND GETS 20K OFF RIP. IM FURIOUS.
THEY BUMPED ME TOO.
